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11 <br />1 <br />(b) All covenants, agreements, stipulations, and conditions in the Note and Security <br />Instrument shall be and remain in full force and effect, except as herein modified, and <br />none of the Borrower's obligations or liabilities under the Note and Security Instrument <br />shall be diminished or released by any provisions hereof, nor shall this Agreement in any <br />way impair, diminish, or affect any of Lender's rights under or remedies on the Note and <br />Security Instrument, whether such rights or remedies arise thereunder or by operation of <br />law. Also, all rights of recourse to which Lender is presently entitled against any property <br />or any other persons in any way obligated for, or liable on, the Note and Security <br />Instrument are expressly reserved by Lender. <br />(c) Nothing in this Agreement shall be understood or construed to be a satisfaction or release <br />in whole or in part of the Note and Security Instrument. <br />(d) All costs and expenses incurred by Lender in connection with this Agreement, including <br />recording fees, title examination, and attorney's fees, shall be paid by the Borrower and <br />shall be secured by the Security Instrument, unless stipulated otherwise by Lender. <br />(e) Borrower agrees to make and execute such other documents or papers as may be <br />necessary or required to effectuate the terms and conditions of this Agreement which, if <br />approved and accepted by Lender, shall bind and inure to the heirs, executors, <br />administrators, and assigns of the Borrower. <br />(f) Borrower authorizes Lender, and Lender's successors and assigns, to share Borrower <br />information including, but not limited to (i) name, address, and telephone number, (ii) <br />Social Security Number, (iii) credit score, (iv) income, (v) payment history, (vi) account <br />balances and activity, including information about any modification or foreclosure relief <br />programs, with Third Parties that can assist Lender and Borrower in obtaining a <br />foreclosure prevention alternative, or otherwise provide support services related to <br />Borrower's loan. For purposes of this section, Third Parties include a counseling agency, <br />state or local Housing Finance Agency or similar entity, any insurer, guarantor, or servicer <br />that insures, guarantees, or services Borrower's loan or any other mortgage loan secured <br />by the Property on which Borrower is obligated, or to any companies that perform support <br />services to them in connection with Borrower's loan. <br />Borrower consents to being contacted by Lender or Third Parties concerning mortgage <br />assistance relating to Borrower's loan including the trial period plan to modify Borrower's <br />loan, at any telephone number, including mobile telephone number, or email address <br />Borrower has provided to Lender or Third Parties. <br />By checking this box, Borrower also consents to being contacted by text messaging 0. <br />In the event of any action(s) arising out of or relating to this Agreement or in connection <br />with any foreclosure action(s) dismissed as a result of entering into this Agreement, if <br />permitted by applicable law, I will remain liable for and bear my own attorney fees and <br />costs incurred in connection with any such action(s). <br />(h) Borrower understands that the mortgage insurance premiums on the Loan, if applicable, <br />may increase as a result of the capitalization which will result in a higher total monthly <br />payment. Furthermore, the date on which the borrower may request cancellation of <br />(g) <br />11111111111 1111111111 1111 11 II <br />* 5 9 6 7 5 3 1 5 0 Y F N M A* <br />LOAN MODIFICATION AGREEMENT Single Fam y - Fannie Mae Uniform Instrument <br />8300a 08/14 <br />11 <br />201700872 <br />11 1 11 111111 1111 III <br />* 3 1 2 9 6 9+ 1 0* <br />Form 3179 0 rev. 4 4) <br />(page 3 of 6) <br />