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2� 17��8�4 �D� L�mits on Interest Rate Changes �R�ease check appropriate t�axes; if nv box is checked, there will �e na maximum I�mit ❑n changes.� � �13 There wiil be no maximum ��mit an interest rate changes. � �2� Th� �nter�st rate [ am r�quired to pay at th� first Chan�e Date will nvt be greater than F.25� °/o o� �ess than �.z5Q °/o. � 43� My interest rate will ne�er be in�reased ar decreased on any sing[e Ch�nge Date by more than Tlnl� AN[J fl��11�4� pe�centage points � �.4aD °/03 f�om the rat� �f interest I ha�e h��n pay�ng far the prec�ding period. �] �4y My inte�est rate will ne�er be greater than 9.�50 °/o, which is ca[�ed the "Maximum Rate." � �5} My interest rate will ne�er be less than �.2��°/o, which is ca�led the "Minimum Rate." C_� 4�� N�y �nterest �ate wi�l ne�e� �e less than the in�tial interest rat�. � 47� The interest rate � am required to pay at the first Chan�e Date will n�t be greater than °/o ar l�ss than °/o. Th�reafte�, my inter�st rate wi[� ne�er be incr�ased or decreased on any singl� �han�� Date by more than percentage po�nts � °/03 from the rate �f �nterest � �a��: been paying far the preceding period. 4E; Effecti�e �ate of Changes My new interest rate will become effecti�� an each Chang� �ate. � wi�l pay the amount vf my new monthly payment beginnin� on the first monthly payment date after the �han�e Date unt�l the amount of my manthly payment changes again. 4F; Natice ❑f Changes The Nvte Holder will deli�er ar �nai� to me a notice of any changes in my �nterest �at� and the amount of my manthly �ayment bef�re the effecti�e date vf any change. The nvti�� w�[� include �nfarmat�on �equ�red by law tv be gi�en to m� and also the t�t1e and te�ephone num�aer af a persan whv will answ�� any question [ may ha�e regarding the notice. �' � � lnitials:� �-899R �D5�� Page 3 of 5 �- 0