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2� 17��8�4 <br /> A�J��T�'�A�LE RA�`� RII�ER <br /> TH1S ADJL�STABLE RATE R�DER �s ma�i� t#�is 31st day of January, 2017 , <br /> and is incorporated �nto and shall be deemed to am�nd and supplement tne N�ortgage, Deed <br /> vf Trust, a� Secur�ty Deed �the "Security �nstrument"} vf th� same date gi�en �y tne <br /> undersign�d �the "Barrawer"3 to secur� Barrowe�'s Ad}ustable Rate Nflte �the "Note"} t� <br /> �om� Fed�ra� Sa�ings and L�an As�n of Grand Island <br /> �the "Lender"} of the sam� date and c��ering the Property described in the Security <br /> Instrument and located at: 41 Kuester Lk <br /> Grand Island, NE 688�1 <br /> [Property Add�-ess� <br /> TH�S NC]T� CDNTAI�VS Pi�OViSI�NS ALL�3W��G F�R CHA�VGES �N [II�Y <br /> �NTEREST RATE AND N�Y MONTI-tLY PAYIVIENT. INCREASES �N THE <br /> �NTEREST �ATE �lI��LL RESULT �N �IGH�R PAY�ENTS. DECREASES tN THE <br /> �NTEREST RATE W�LL RESULT 1 N L�VU'E� PAYMENTS. <br /> AC�DIT�C]NAL CDVENANTS. In addition to the ca�enants and agreements made in the <br /> Security Inst�ument, Bo�rvwer and Lend�r further co��nant and agree as fo��ows: <br /> A. �NTEREST RATE AND M��VTHLY PAYMENT CHANGES <br /> The Nate pro�ides f�r an �nitial interest rate af 4.25� °/o. The Note pro�ides <br /> fnr changes �n the interest rate and the month�y paym�nts, as fol�ows: <br /> 4. �NTEREST RATE A�VD MC)NT�iLY PAYMENT C�ANGE� <br /> tA� Change Dates <br /> The inte��st rate � will pay may �hange on th� 1st day of March 2D2� , <br /> and on that day ��ery lZth month thereafter. Each date on which my int�rest rate <br /> c�u�d chan�e is called a "Change Date." <br /> MULT�STATE ADJUSTABLE �ATE R�DEf� - Sing�� Fam��y <br /> �M899R �U5��} �"� 45 <br /> Page � �f 5 I nit�a�s: �� � <br /> VEII�P Mortgage Solutions, I ``c. <br /> �$�0}5��-7�9� <br />