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2� 17��8�4 12. Bvr�ov►►er Nat Released; For��arance By Lender Nat a VIlai�er. �xtens��n�f the t�m�for payment or modif�cat�on of amortizat�on�f�he sums s�cured by�his Securi�� ns�rum�nt gran�ed�y L.ender�o Borrower ar any 5uccessor in Int�re�t of Borrower�hall not�perate to release�he��a�bil��y of Borrnwer tir any Successors �n�n�eres�of Borrower. L.ender sha�l no�be required�o commence pro�e�dings aga�ns�any Successar�n �nteres��f Borrower or to refuse to ex�end t�m�for paymen�flr otherv�ise madif�am�rtiza�ion of the sums s�cur�d by�his Security �nstrument by reason of any demand made b�the orig�na� Borrawe�-or an� Su�cessors in �nterest�f Borrovver. Any for�earan��by L.ender in exerc�s�ng any rxght or r�med� including, without lim�tat��n, Lender's accep�ance of paym.en�s from third p�rsons, en�ities�r Successt�rs in �n�eres�of Borrower or in amounts �ess than the amount th�n due, shal�no�be a wa�v�r of or prec�ude the exerc�s�of any right or remedy. 'l3. Joint and Several Liabii�ty; Ca-signers; Success��s and Ass�gns Baund. Borrower�o�enants and a�rees�hat Borr�wer's obligations and��ability shall be join�and se�erai. �3�we�er, any Borrower v�rh� co-s�gns this S�cur��y �nstrumen�bu�do�s not execu�e the Note�a "co-s�gn�r"}: �a} is cowsigning�his Security Instrumen�an�y to mor�gage, gran�and con�ey the co-signer's interes�in the Propert�under the terms of this Securi�y �ns�rument; �b} is not personaliy abliga�ed�o pay�he sums secured by this Secur��y �nstrumen�; and�c} agrees that Lender and any o�her Borrower can agre�to extend, modify, forbear or make any accommoda�ions with regard to�he t��rms of t��s Securit� �ns�rumen�or�he No�e��hout�he eo-signer's consent. Subject to the pravis�ans of Sect�on �S, any Successor�n�n�erest of Borrower vvho assumes Barrav�er'� obligations und�r this Securi�y �nstrurnen� in wr��ing, and is appraved�y L�nder, shai� obtain a�l of Borrower's rights and benefits under�his Secur�� ns�rumen�. Borr�wer sha�l n��be relea�ed from Borrower's abiiga�ions and�iabi��t�under this Security Instrumen�un�ess I.end�r agrees �o such re�ease in v��r��ing. Th�c�venants and agre�m�nts of this Security Instrument shal� b�nd �excep�as pro�ided�n Section 20� and bene�i��he successors and assigns of L�nder. ��4. L�an Charges. Lender ma�r charge Borrov�er fees far services performed in conne��ion wi�h B�rrav�r�r's d�fau��, for th�purpos�of pratect�n� Lender's in�eres�in.th.e�ropea�y and righ�s under th�s ��curi�� �nstrunzent, inc�uding, but not lim��ed to, attorneys' fees, proper�� inspect�an and��aluat�on fees. �n regard�o any o�her fees, �he absence of expr�ss au�hor��y in this Security Instrumen�ta charge a specific f�e�o B�rrower shali not b�c�nstrued as a prohibition an the�harg�ng of such fee. Le�.der may not charge fees �hat are expressiy prohibited�y�his Security �nstrumen�or by Applicable Lav�r. If the Loan is subject�o a�av�which s�ts maximuxn l�an char�es, and �hat law �s �na��int�rpreted so that �he inter�st or o�her loan�harges collected�r to be co��ected in conne��ion with fhe Loan exceed the perm.itted Iimits, �hen: �a} any su�h Ioan charge shall be reduced by the amaunt necessar�r�o r�duce�he �harge to the permit�e�.lim��; and�b} any sums alread�collec�ed from Bflrrower which e�ceeded permitted l�mits �uil�be refunded to Bnrr�wer. Lender n�ay choose�o make th�s refund by reduc�ng the principa�ovwed under�he Note or��making a dxrect payment�o Borrower. �f a refund reduces princ�pal, the reduct�on w�� �e treated as a part�al prepa�ment vvithou�any prepaymen�charge�wheth�r or not a prepaym�n�charge�s pr�vided for under the Note}. Borrou�er's ac�eptance of any such refund made by direct pa�men��o Barr�vwer vvili ct�ns��ute a wai�rer of any right of ac�ion Barrower migh�ha�e ar�s�ng ou�of such��ercharge. 'I 5. Notices. A�l n�tices�iven b�Borrower or�.ender in cannection with th�s Securi�� ns�rumen�m.us��e in writing. Any not�ce�o Borrower in connec�ion w�t�th�s Secur�ty �ns�rument shali be deemed�o ha�e be�n given to Borro�ver wh�n maii�d by �rs�class mai� or when ac�ua�ly deii�ered�o Borrower's notice address if sent by other means. N�tice ta any one Borravver shali�onstrtute notic�ta aI1 Borrowers unles�App�ica�� Law expressly re�u�res otherwis�. Th�no��ce address shall b��he Property Address uniess Borrower has N�BRASKA-5ir�gle�ami�y-�annie Ma�IFreddie Mac UN��ORM INSTRUMENT Farm 3028'�101 VMP[� VMPfi�NES Z13D�f Walters Klt�wer�inanciat Ser�ices Page 1 3 af 17