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<br /> UNtfi�At►t Cov�vwNTS. Horro+ver and L�cda wvenant and agra as foltows: -
<br /> - !. P��iat of.Frin¢i(�l�nd LLe�a�P�rep�}aeat ud Lte C�arga. Bo:towu shall promptDy piy when dut � �� •�
<br /> tbe pri�stgal�tan�intcscst on the debt evideaced by the Note and any prepsymrnt ared]at�cbargss due undes the Note.
<br /> — �. F�s far T�ca W Iasunaca Subject to agplicable I�w or to a wrattrn waiv�;by Lender.Borrower shatl�zy
<br /> t4 Ls�ddr�n tb�.daV.msmthly pay�asnts ue due under thr Notef uatil the Note is pasd ir�;full,a sum(°Fuads")cqual to
<br /> oeat�vdRb af: ta�.yarly tua a�►d assessmeats ahich msy att:in priorety over tbis Security Instrumeat; (b} yrarty .
<br /> {atebdd p�ymtat�or graund rents on the Propeny, if as�y; (c)y.suty hszard insurance premiums; u►d (d) ytarly •
<br /> enortp�e inwraa�ae psLmiums,�f any.Thae itema ue called"acru�►ite��."I.endes m�y atimate the Funds due an th�
<br /> b�tis oicurr�mt data and r�asonsbk es�imsta af�uture escroR itsns.
<br /> 7be Funds shalt be t�dd in sn it�stituaon the dep�sits or accounts of wlucb ue insured or gwrantoed by a federal ar
<br /> _.� uate ssmc.y(includint Ler�der if F.�ader is such an instituqon). Lmder sh�ll apply the Fnnds to psy the escrow itaas.
<br /> I.eader msy not ch�trK foc 6oidina uid appJyia=t6e Fuads,anaIyiin�tl�t ucouat or verifying the acroW items,unkss • .
<br /> — L.eader p�ys Bosrower interat on the Funds and�pplirable 4w penaits Lmder to miice such a chuge.Borrawer and .
<br /> Lmder msy aira in�vritinj that interat sha11 be paid on the Funds.Unless an agrxmmt is made ar app�ic�ble law , .
<br /> roquiras interest te be paid,I.ender shaU not be requ'sred w p�y Borrower any interest or arnings on th�Fun�Ss:Lender
<br /> t6aU�va Eo Borranver,without chuge.w annual accounting of the Fundsshowing ctedits and debits to the Fund�and the '
<br /> parpose for xbicb ssch�ebit to the Funds was a�ude.The Fuads ue pladged as addition�sccurity fos ttr_sums sacu�by
<br /> this Secudty Iasttutnent. � .
<br /> If ti�e amouat of the Funds held by Leader.tosesher with the future enont&IY p�ymaits of Funds peyab2s prinr to ��•
<br /> t6e due dates af the escruw items�s�W l exceed the amount required to psy the acrow items when due,ths exa��6�1 be,
<br /> u Horrowrdi option�either promptl�repaid to Horrower or credited to Borrower on monthly paymeuts af Fuads:If the �
<br /> ' amoaat of i�e Fuads hrld by Leada is not sul5cient to pay the escrrnv items when due,Borrower shW psy to Lender any
<br /> �nnavat necas�ry to ennkt up the defceiency in one or mare psymeatsss required by L=nder. .
<br /> — Upon payn�eat ir►fuU of aU�ums savred by this Sxurityr Inurumeat, Lrnder:hsll promptly refund to Banaw�x .
<br /> say Funds beW by Leader.If under patagnph 19 the Property is sold or acguired by J.aider.Lender shaU apply;nfl lates �
<br /> tban ir�e�ituIy prior to the sate of the Property ar iu sc�uisition by Leader.any Furtds held by Lender at tht tfm=of
<br /> ajrplicatlon ss a credit against the sums secnred by this Securfty�ns�rumsnt.
<br />—� 3. A�itn@o�of Ps�b. Ueks�applicablt IsM p�vides oihe:wise,sll paymeats received by Leader uader
<br /> paasnphs i�nd 2slull be spplied:flist,to late charga due under ths l�m�second,toprep�ymrnt chuga dut undcr the .
<br /> Not�tbUd,to smouatt�ysble an�sr parapaph Z;founh,W�nt�t du�end last�to prindpal due. •
<br /> 4. C1tt�e��Je� Harro�r�ehaU pay all taxa.�uaaits.chu�es.finrs tnd impositions attribuubte to the
<br /> - property�rbich may atuin priothy,aver this Security Instrument. aa� leaiehok.I �tyments ar ground rents. if any.
<br /> Borto�va slWl psy thrse obbptions in the manner provided in pusgraPb Z,or if nos piid in tlui muinec,Sorro�er shaU
<br /> pay them on time dltnesYy�to the penon o�+ed paymenG Bonower�hall psomptly fumich to Lendtr�l notica oFamounts i��
<br /> w be ptW nnder t6is peresrsph.If Borro�►er malces tbae payments dirxtly.Horrav�rer sh�ll promptly fumi�h to Lsndcr .
<br /> : tnoelpts�vida�cina t6e p�yment�. •
<br /> f &sraxer eh�U pramptty diuhu�e any tien ahich his priority ercr this Security Inatrument unless Borrower:(a) .
<br /> � axtea in�vritin;to tHe p�yment of the oblipdoa secured by tbe lier����.mraner accept�bla to Ler.d�s(b)cantats in tood
<br /> faitb the liea by,or ddm�4s ajainst eaforcanace�the lien in,lepl p:v�danp which in the Lender's opiaion operate tv
<br /> ,_ prevmt the eAtorcemeat of the lien or f�rPeiture of any part of tha Fra��r;or(c)secur�s from the hoisler of the lien an .
<br /> ssreemait s�tisfactory to Lender subordinating the lien to thi�Security Yrntrumerst.If Lender determines that any put of
<br /> �i ttu Propesty i�subjact to a lien wi��msy�ttain priority a�ver thit Serurity lnatrnment,Lender may give Hotrower s —
<br /> aotk�e identifyinf t6e lien.Hartawer�hall ataf�►the lirn or take one or m:�ta of the actions�et forth above within 10 days
<br /> af the pvin�of notice. �
<br /> S. Kss�r!I�er�ce. �rrower sh+ill keep the improvemenu now existi»g ar heratter erecta!on the Property
<br /> inwred�ptt�t tea by Rn.harud��fincluded wlthin the term'•eatendad coven�e"and�ny ather huuds for which Lender
<br /> � requira fainu-ance. 'This inwnnar shall be cnaintuned ia�Ji�e amouau and for the �eriods that Lender reruira. 'H'he � �
<br /> � insuratsce�rrfer provi��the inswYnce�hall be chos�n by 8onowet subject to Lender's approval which shsli aat be `.'-�
<br /> wrrwoaabiy�vithlx�i. ,�.
<br /> All inwraace po3i�ia�nd rene+vals ihall be acceptable to Lendcr sna ihall include�sta.�dard mort�age elause. ;� ,�.
<br /> I,ender�haU h�►ve tbe tight to hold the policia�nd rrne�val�.If Lender require��Barcdwer�hall��:mptly�ive to Lender
<br /> all recripts of paid premiums�nd renead notiea.In the evmt of lou.Borroaer sh�Il�ae prompt notice to the insurance .
<br /> — ; canirr�nd lxnder.Lmder msy m�lce praof of lou if not made promptly by Borrower.
<br /> Ualeu Lenderand HorroMer othenvise s�ra in wrian�,inaurance proceeds shall be ippliad t�ratontion or repair ,
<br /> ot tbe Property d�m�aed�if the restorttion ot rtpair is ecanomicaUy feuible and Lender•s sec�:ri��as not lessened.lf ths ,
<br /> rawnttian or repair u not ccanomicaDly fa�ible or LendePs secudty would be leua�ed, the inaarance procads aha11 be �
<br /> �p�Ikd�tiae sum:�ecur+ed by ehis,Security Instrumrnt��h+�her or not then due,v�i�h a.�y exc�est ptid to Earmwer.If
<br /> Hotro�r�aaadon�the Property.or doa not an�s�rer�vitIti�30 d�ys s notice from Lender that t1.e smusmce�sr.ier hu
<br /> oQ'ered to nrttle s cltin�then Lender msy collc�t the insursnce procccd�treader msy uk the pra�s to rep�ir or mtore
<br /> the Propa'�x or to pry sum��ecured by this 5�urity In�trumrnt��he�rha nr not then due.Thc 3�sy period will be�ia
<br />_ when tbcnatioe is pven.
<br /> Ua3a�Lenda md HorroMer othenvise�jrce in�vritlnj��ny�ppiication of procecds to principal shaA not extend or
<br /> q»tpone the dut dats of the monthly psyment4 refesred to in ptra�raphs 1 and 2 or chsnae the amount of'the payments.If
<br /> undet ptnjraph 19 tht Property is acquired by Lender.Barrawet's ri�ht to�ny insurance policias and proceeds resulting
<br />-" from damaje to the Property prior to the ncquisitfon s2u11 pw to L�ndsr to the eatent of the sums secured by this Security
<br /> _ ___ Instcuma�t immadixtely prior to the acquisition. %= _—"" `
<br /> i. Pr�eadae u�l M�te�uce otPra�er�;IRa�t�oN�. Botrower sha11 not dqtroy.dam�ge or substantislJy '
<br /> chan�e the Property.�Ilow the Property to deterionte or commit waste. 1f this Security Dnstrument is on a lasehold,
<br /> Horro+rer d�11 comply�ith the provi�iomt oPthe leax.and lf&mower uquires fa title to the Propeny,the lasehold and
<br /> fee dtk�hall not mer�e unless Lendera�reato the mes�er in aritin�. �
<br /> - 7. F�+nr�etion ad IIa�ie�� T�iiib in tu� �rrv�tviy; F.��i�IIair�:ac�e. if �:r�,wef f�i'sls tv �e�':u �� the
<br /> eavenrnu and a�roements conuined in this Security Instrument.or there is s leaal proceeding that m�y signiftcantly dtect �
<br /> �._�._. � I.ender'�rijbts in the Property(�uch as a proceedin�in btnkruptcy,prob�te, f4r cflnd�mnation or to�enforce I�xs or ' ' .
<br /> I re=uLtions)�then Lender may do and p�y for whatcver is neceswy to protect the vdue of the Propeny�nd Lendet's ri�hts �
<br /> in the Praperty. Lender's 4ctions m�y mctude psying�ny sums secured by a lien wi�ich has pnority over this Security
<br /> �. I�ttrummt.��rparin�on coutt.payin�reason�ble�uomeys'tas�nd entering on the property to mokc repiirs.Atthouah �
<br /> I�endcs msy take action urtder this puagnah�.Lendrr dop ndt have to do so.
<br /> Any amounts di�Dur�ed by Lendu undet thi�pste�rotph 7 slul!become addi[ianil debt of Borrawer secure�by this ,� ��
<br /> ;� Secvtity in�trument.Unless Borrower�nd Lender agrer tt�other terms uf payrnent.these amounos sha!!bear interest from L�• °
<br /> -- the date ot dlsburdement a1 the Note rete and shtll bt p�yable. with interrst, upon rtotice irom I,ender to 8arrnwrr
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