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2� 17��754 If the Laan is subj�ct to a�a��r w�i�ch set�maximum laan�harges,a�d that law is F�na�ly interpr�ted sa that �he interest or o�her laan char�es collect�d or ta be collected in conn�ction�vith the L�an exceed the permitted limit�, then; �a)any�uch�oan charge shal�be reduced by the amaunt necessary to reduce the charg�t�the��r�nitted l�mi�;and�b�any sums alre�dy�41le�ted fro�B�rr��ver whi�ch exceeded pern��tted limits wi�l be refunded ta B�rro�ver. Len�er rnay�choase to make this refund by reducing the pr�ncipal owed und�r the Note or by ma�ing a d�rect payment to Borra�ver. If a refund r�duces pr�ncipal,the reduction wi11 be trea��.�d as�par�tial prepa�rn�nt r�it�out any p��payment charge�v�hether ar not a prepayment charg�is provided far und�r the Nate}. Bonawer's acceptance of any such refund made�y��rect payment to Borrower�vill canstitute a waiver of any r��ht af ac�ion Borro�ver might have arising out of sue}�overcharge. 1�. Noti�es.A�1�.otices g�ven by�arra�c�rer or Lender in connection with this Security�nstrument must be i� �r�tin�,Any notic�to Bo�rower in co��ection�vith this Security Instrument sha�l be deemed to have been gi�en to Borrower tivhcn mailed by first�la�s mail or when a�tually d�liv�red to F3orrower's notice address if sent by ather nr�eans,Notice to any one Borro�ver shall canstitut�notice to al�Borrawers unless Applicablc La�v�xpressly rcquirc�o�hcrwi�c. The notice addre�s shall be th�Froperty Address un�ess Borrflwer��as d�sigr�ated a substitute natice address by notice to Lender. BQnrower sha��prom�atiy notify Lender af Borrower's changc af address. If Lcnder specifies a proccdure for report�ng Borrawer's change of address, t�ien�arr�wer s��all on�y repflrt a c�iange of address throu�h that specified procedure. There may be only one des�gnated notice address under�his Security I�s�rument at an�r ane time. Any notice to L�nder sha�1 be given by deliver�ng it Qr by mailing it by first class mail�o i�en�er`s address stated herein unies�Lender has designated ano�her a�dress by notice to Barrovver.Any notiGe in conneetian with this Securi�y�nstrurnent shall not be deemed #�ha�e been gi�en to Lend�r until ac�ually re�e�ved�y Lend�r, If any natice required b�this 5ecur�ty Instrument is also requ�r�d under Applicable Law,the Applicable Law requirernent wili satisfy th�corresponding r��uirement under this Security Ins�rument, 1 S, Govern�n�Lav�; Se�erabili�y;F�ule�of Canstructian.This Security Instrum�nt shali be governed by federai la�v and the law of the jurisdiction in which the Property i�located.All rights a�ad vbtigations �ontained in this �ecuri�.y�nstrume�t ar�subjec��o any requirernents and l�mitat�ons a�App�i�able Law. Appli�ab�c Lativ might explici�ly Qr implicit�y atlo�r the parties to agree by contract or it might be sirent,but such silence shatl n�t be construed as a prohibition against agreemen��ay contract. In the e�ent that any pro�rision or clause flf t�iis Security�nstr��rr�ent ar t��ote�onflicts with Appli�able La�, such eonflict shall n�t affect o�h�r provi�ions vf this Security In�trurnent or the Note which can be given e�fec�withaut th� ��nflictin�provisian. �s used in this 5ecurity Instrument: �a)words�f the masculine gend�r shall mean and include conesp�nding tae�t�r w�r[�s o�'vvords o�'�he�emii��ne gender; �b)��rds��t�e s�ngula�s�ia�l r�aean and��c�ude the plural and vice�ersa;�nd(c}the word "may"gi�es sa�e discretion without any obligation#.o�ake an�action. 17. Barrower's Copy.Borrc�wer�hai�be�iven one cogy of the Note and af this 5ecurity Instrum�nt. 'I$. Transfer of the Prvp�r�y vr a �3enefieial�nterest in Barrower.As used in this Se�tion�S, "Interest in the Property"means a1�y �ega�ar beneficial interest in the Property, inctudin�,but not�imited to,�hose beneficia.l i��terests tra��sferred in a bon� far deed,contract for deed, insta�lment sales contract or escrow agreement,the intent of�vhich is the transfer of title by Borrawer at a future date to a purchaser, If aIl tir any part of the Property or any Interest in the Property is sold or transferred�or if Borro�ver is not a nat«ra1�ersan and a b�nefie�al interest in Borrawer is sold or transferred}with�ut Lender's priflr written �t�nsenti�.�n�er�nay r��uxre imm�c�iate payment in full flf all sums se�ur�d by�his Security Instrument. �owever,�.his option 5ha1�not be ex�rcised by Lender if such exercise�s prohibited by Applicable La�v. NEBRASKA-5ing�e Family-Fanni�Ma�IFreddi�Mac UNIF4RM INSTRLIMENT WITH MERS Form 3�2$1101 VMP� VMPBA�NE}�1302}.�0 Wolt�rs K�uwer FinanciaE Senrices Page�2 af 17 qq33659G01 7 ��33 51$ 1�17