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SECTION 3. Powers �� w��w��w�w� My Attorney-in-Fact may act for me in any and all rna; and shall have all of the powers, discretions, elections and authorities granted by statute, cornmon taw and unde any rule of court. In addition thereto, and not iri limitation thereof, my Attorney-1n-Fact shall atso have the powers set forth below: a. Collect and receive, with or without the institution of suit or stber� legal process, all debts, monies, gifts, are or may ^ ' heneafter become due, owing or otherwise payable m= belonging mome. My Fact may use and take alt tawful actions inmy name m' otherwise torecover the same arid to compromise the same. b. Sell, convey, lease, exchange, mortgage, pledge, release, hypothecate or otherwise deal with, dispose of, exchange or encumber any of my property, either real or personaL This shall include the power to borrow money or otherwise obtain credit, upon such terms conditions and covenants as my Attorney-in-Fact considers to be appropriate. c. Appear on my behalf in any litigation in which | am or may become a party during the duration of this General Durable Power eF Attorney. d. Give discharges, releases, consents and receipts on my bhalf. e. Deposit funds in my name in any banking or savings in tkan in any form of account, whether or not insured, and may withdraw funds may withdraw funds frum accounts on which am authorized to make withdrawals and draw and sign checks in my narne upon any bank or trust company, savings institution or other depository in vvnich I may have funds on deposit. f. Pay any and all bills, accounts, claims and demands now due by me or becoming due by me subsequent to the execution of this General Durable Power nfAttorney. g. Conduct or participate in any lawful IDusiness of vvhatever nature for me and in my rierne; and may execute partnership agreements and arneri6#ments thereto; incorporate, reorganize, merge, consoiidate, recapitalize, sell, Iiquiciate ar dissolve any business; elect or employ officers, directors and agents; carry out the provisions of any agreement for the sale of any business interest or the stock therein; and exercise voting rights with respect to stock, either in person or by proxy, and exercit. stoct: cptians. h. Hold, invest, reinvest and otherwise deat with and manage all property in which ) have any interest.