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2� 17��85 Any forbearan�e by Lender in�xercising any right or remedy including,with�ut limitation,Lender's acceptance of payment�from third p�rsons, ent�ties or Successors in InterEst of Borrower or in amounts less than the amount then�ue, shall not be a wai�er af or preclude the exercise of any right or r�medy. '13. Joint and 5�vera! Liability; Co-si�n�rs; Su�c�ss�rs and A�signs Boun�. Barrower c��ena.nts and agr�es that�orrawer's ab�igations and�iability shal�be joint a.nd several. Howe�er, any Borrawer wha ca-signs this S�c�rity Instrument but�oes nat exe�ute th�Note(a"�o-signer"�: �a} is ca-signing this Security Instrument only to n°�artgage, g�ant ax�d cor�vey the co-signer's inter�st in the Property under the t�rms of this S�curity Ir��trument; �b}is nat p�rsonally obligated tc�pay the sur�s secured by th}s S�curity Instrum�nt;and��)agrees that Lender and any other�3orrawer can agr�e to extend,m�dify, forb�ar ar make any ac�ornmodations with regard to the terms of this Secur�ty In�trument or the Nvte without the co-signer'��or��ent. Subject t�th�pro�isions vf Section 1 S,any Success�r in Interest of Borrower wh�assumes Borr�wer's�bligations under this Security Instrume�t in writing,and is appro�ed by Lender, sha�l obta.in all of Bc�rrower's rights and be�efits under this Se�urity Instrument. Borrower shall not b� released from Borrnwer's ohligatians and liahility under this Security Instrument unless Lender agr�es t� such release in wr�ting.The Co�enants and agreements of this Security Instrument shall bind��xcept as provided in Sectian�U�and benefit the successors and assigns of Lender. '14. Lvan Charges. Lender may charge Barrower fees for ser�ices perfarmed�n connection vvith Borrovver's default,far the purpase of protectin�Lend�r's interest in the Prap�rty and rights under this Security Instrument, inclu�ing,but not lirnit�d to, attorneys'fees,property inspection and�aluation fees. In regaxd to a.ny ather fees,the absence of�xpres�authority in this Se�urity Instrument to chaxg� a specific fee to Borrow�r shall n�t be construed as a proh�bit�on an the�harging of such fee. Lender may not charge fees that are express�y proh�b�ted by this Security Instrument or by AppliGable Law. If the Loan is subj ect to a law which sets maximum��an charg�s,and that�aw is finally interpreted sa that the interest or�ther laan charges col�ected or to be�ollected in connecti�n With the Loan exceed the perm�tted limits,then: [a�any such�oan�harge sha11 be r�duced by the amaunt necessary to reduce the charge to the permitted Iimit; and�b}�ny sums already collect�d from Borrower which exce�ded permitted limits vvi�l be r�fu.nded t�Borrow�r. Lender may ch�ase t�make th�s refund by reducing the principal owed under the Note or by making a dire�t payment to Barrower. If a refund reduces principal,the reduction wi�l be treated as a partial pr�payment without any pre�ayment charg��whether or nat a prepayment chaxg� is proyided for under the N�te�. Borrower's acceptan�e �f any such refund made by direct paym�nt to Borro�v�r will const�tute a wai�er of any ri�ht of action B�rrovver might ha��axising�ut af such vvercharge. '15. Noti�es. A��notices gi�en by Borr�wer ar Lender in canne�tion with this Security Instrument must be in writing.Any notic�to Borrower in connection with th�s Security Instrument shall be d�emed to ha�e been gi�en to Borrower when mailed by first class mail or when actua�ly de�ivered to Borrawer's not�ce address if sent by�ther means.Notice to any one Borrow�r shall canstitute natice to all Borrowers unless Applicable Law expressly requir�s o��erwise.The not�ce address shal� �e the Praperty Address un�ess Borrower has designat�d a sui�stitute notice address by notice t� Lender.Barrower shall promptly notify Lender of Borrower's change af address.If Lender specif es a racedure for reporting Borrower's change of address,then Barrower shall only report a change of p address throu h that specif�ed procedure. Ther�may be only one designated notice address under this g Securi Instrument at ar�y one tim�. Any r��tice to Lender shall be gi�en by deli�ering it or by mailing � 23aD43�283 NEBRASKA-Single Fami4y-Fanrne MaelFreddie Mac UNiFDRM INSTRUMENT Fvrm 3�281101 �P� Ofi12016 Wolters Kluwer Financtal Services 2�'17011315 2[l 3925-J2D15�72DY Page 11 of 1 B •