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<br /> �C} "Lender"is PACIFI� L]T1I�N FINAN�IAL, LLC
<br /> Lender is a �AL I F�RNI A L I M I TED L IAB I L I TY C�MPANY organ�zed
<br /> and existing und�r the laws❑f CAL I F�RNIA .
<br /> Lender's address is 8 9 0� FREE PQRT PARKWAY, SUI TE 15 D, I RVING, TE�.AS
<br /> 75�63 .
<br /> �D} "Trus#ee"is LENDERS T I TLE S�LLTT I�NS
<br /> 254�Q U.S . HWY 13 N SL�ITE 245, CLEARWATER, FL�RIDA 33763
<br /> �E} "MERS" is Mortgage Electronic Registratian Syst�ms, Inc. MERS is a separate carporati�n tha� is acting
<br /> solely as a nvminee for Lender and Lerider's successors and assigns. MERS is the beneficiary under this Security
<br /> Instrument. MEI�S is nrganized and exis�ing under the laws of Delaware, and has an address and telephone number
<br /> of P.�. B�x 2�26, Fiint, MI 485�1-2�Z6, t�l. �588}679-MERS.
<br /> tF} "Note"means the promissary note srgned by Borrower and dated N�VEMBER 2 5, 2�16 .
<br /> T�e Note states that B�rrower owes lLender DNE HZTNDRED TWENTY--E I GHT TH�LTSAND S I�
<br /> HLTNDREI] TWENTY AND 0��1 Q� Dollars(U.S. $ 12 8 , ��� . �� }
<br /> p�us in�erest. BorrovWer has pramised ta pay this debt in regular Periadic Payments and�o pay the debt in full no�
<br /> later than DE CEMBER 1, 2�41 .
<br /> �G} "Property"means the property�hat is described below under the heading"Transfer of Rights in the Property."
<br /> {H} "Loan"means the debt e�idenced by the Note, plus interest, an}�prepayment charges and late charges due under
<br /> the Note, and all sums due under this 5ecurity Instrument, plus interest.
<br /> �I} "Riders"means all Riders to this Security Ins#rument that are executed by Borrower. The fnllovWing Riders are
<br /> to be executed by Borrower [check bax as applicable]:
<br /> [] Adjustable Ra�e Rider � Planned Uni�De�elo�ment Rider
<br /> � Balloon Rider � Biweekly Payment Ri�er
<br /> � 1-4 Family Rid�r [] Second Hame Rider
<br /> . � Condom�nium Rider � �ther�s� [specify]
<br /> VA Assumption Poli��r Rider
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<br /> �,�} "App�rcab�e Law"means ai�cantrolling applicable federal, state and 1oca1 statutes, regulations, ordinances and
<br /> adminfstrati�e rules and orders �that ha�e the eff'ect af law} as well as all applicable final, nan-appealable judicial
<br /> opinians.
<br /> �K} "Community Associa�ion Dues, Fees, and Assessments"means aII dues, fees, assessments and other charges
<br /> that are imposed on Borrower or the Property by a candominium association, homeowners association or similar
<br /> organizafion.
<br /> �L} "Electronic Funds Transfer"means any transfer of funds, oth�r than a transaction originated by check, draft,
<br /> vr similar paper instrument, which is initiated through an electronic terminal, telephonic rnstrument, computer, or
<br /> magnetic�ape so as ta order, instruct, or author�ze a financial institutian tv debit or�redit an account. Such��rm
<br /> includes, but is not limited tn, point-�f-sa�e transfers, automated teller machine transactions, transfers initiated by
<br /> te�ephone, wire transfers, and automated clearinghouse transfers.
<br /> �M} "Escraw Items"means thase items that are described in Section 3.
<br /> �N} "Miscellaneaus Proceeds"means any compensation, settlement, award of damages, or proceeds paid by any
<br /> third party �other than insurance proceeds paid under the co�erages described in Section 5} far: �i} damage to, or
<br /> destructian of, the Praperty; �ii}cond�mnation or other taking of a�l or any part of the Pr�per�y; �iii} con�eyance in
<br /> lieu of c�ndemnation; or�i�} misrepr�sentativns of, ar omissions as to, the�alue andlor condition of the Property.
<br /> NESRASKA-Sing�e Family-UNIF�RM INSTRUMENT Dor.l��glc
<br /> MQ�IFIEI� F�1�DEPARTMENT QF VETEI�ANS AFFAIRS - MERS www.dv�magic.com
<br /> �Re�. 11Q1� Page 2 of 14
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