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200103794 <br />LOAN #: 2130632 <br />(b) ASSUMPTION PROCESSING CHARGE: Upon application for approval to allow <br />assumption of this loan, a processing fee may be charged by the loan holder or its authorized agent <br />for determining the creditworthiness of the assumer and subsequently revising the holder's <br />ownership records when an approved transfer is completed. The amount of this char &e shall not <br />exceed the maximum established by the Department of Veterans Affairs for a loan to which Section <br />3714 of Chapter 37, Title 38, United States Code applies. <br />(c) ASSUMPTION INDEMNITY LIABILITY: If this obligation is assumed, then the <br />assumer hereby agrees to assume all of the obligations of the veteran under the terms of the <br />instruments creating and securing the loan. The assumer further agrees to indemnify the <br />Department of Veterans Affairs to the extent ofany claim payment arising from the guaranty or <br />insurance of the indebtedness created by this instrument. <br />IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption <br />Policy Rider. <br />4: 12 76 Z C L-/ (Seal) <br />AARON C E SMALLWOOD <br />eal) <br />KAREtH L SMALLWOOD <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />Page 2 of 2 P8751ASR <br />