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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive <br />Grand Island, NEBRASKA 68802 <br />308- 382 -2900 <br />IDS, Inc. - 31639 <br />m <br />C <br />Z <br />DEED OF TRUST <br />Page 10113 <br />w <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated January 27, 2017, together with all Riders to this <br />document. <br />(B) "Borrower" is David F Lawson and Penny S Lawson, husband and wife, as joint tenants. Borrower is the trustor <br />under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of NEBRASKA. <br />Lender's address is 1204 Allen Drive, Grand Island, NEBRASKA 68802. Lender is the beneficiary under this Security <br />Instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, Grand Island, Hall County NEBRASKA 68803. <br />(E) "Note" means the promissory note signed by Borrower and dated January 27, 2017. The Note states that Borrower <br />owes Lender ONE HUNDRED FORTY-TWO THOUSAND AND NO /100 Dollars (U.S. $142,000.00) plus interest. <br />NEBRASKA - Single Family-Fannie MaelFreddle Mac UNIFORM INSTRUMENT Form <br />Borrower(s) Initials <br />