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2� 17��599 Par�el I� N um ber: 4 fl�1�2 544 �vhich currentiy has the addre�s of 11D7 E �kl ahoma Ave �Street} �rand Isl and (City}, Nebraska�8$41-$1�1 (��p Code) ("Property Ad�ress"}: T�GETHER VL�ITH all the impro�ements now or hereaf�er erected on the property,and all easements, appurtenances,and fixtures na�or hereafter a part of the property.AIl replacements and additions sha11 also be covered by this Security Instrument.All of the foregaing is referred ta in this Security Instrument as the "Property."Borrov�er understands and agrees that MERS holds only 1ega1 title to the interest granted by Borrower in tbis Security�astrument,but,if necessary to camply with law or custom,MERS�as nomine�for Leader and Lender's successors and assigns}has the right:to exercise any or a11 of thnse interests,iac�uding,but not limited to,the right to foreclase and sell the Property;and�o take any action required of Lender including,but not iimited to,releasing and canceling this Security Instrument. B�RR�WEI��QVEI�TAI�TTS that Borrawer is lawfulty seised of the estate hereby con�eyed and has the right to grant and con�ey the Property and that the Property is unencumbered,except for encumbrances of record. Borrower warran�s and wilt defend genera�ty#be title to the Property against a1�c�aims and dema�ds,subject to any encumbrances of record. THIS SE�URITY INSTRUMENT combines uniFarm co�renants for nati�nal use and non-uniform coW�nants with limited�ariations by jurisdiction to constitute a uniform security instrument covering real property. Uniform Co�enants.Borrower and Lender co�enant and agree as follows: �I. Payment of Pr�nc�pal,lnterest, Escrow ltems, PrepaymentCharges,and Late Charges.Borrower shall pay when due the principai of,and interest on,the debt evidenced by the Note and any prepayment char�es and late charges due under the Note.Borrower sha11 also pay funds for Escr��v Items pursuant to Secti�n 3.Payments due under the Note and this Security Ins#�rrument shall be made in U.S.currency. Howe�er,if any check or other instrumen�recei�ed by Len�er as payrr�ent under the Note or this�ecurity Instrument is returned to Lender unpaid,Lender may require that any or all subsequent payments due under the Note and this Security Instrumeat be made in one or more of the fol�owing forms,as selec�ed by Lender: (a}cash;�b}money order;(c}certified check,banlc chec�,treasurer's check or cashier's check,provided any such check is drawn upon an institution whose�deposits are insured by a federal agency,instrumental�ty,or entity;or(d}Electronic Funds Transfer. Payments are deemed received by Lender when recei�ed at the location designated in the Note or at such other locatian as may be designated by Lender in accordance with the notice provisions in Sectian 1 S. Lender may return any pa�ment or partial payment if the payment or partial payments are insufficient�o bring the Loan current.Lender may accept any payrne�t or partial payment insufficient to bri�g the Loan current,without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partia� payments in the future,but Lender�s not obligated to apply such payments at the time such payments are accepted.If each Periodic Payment is applied as of�ts scheduled du�date,then Lender need not pay interest on unapplied funds.Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current.If Borrower does not do so withtn a reasonabie period of time,Lender shall either apply such funds or return them to Borro`uer.If not applied earlier,such funds wiil be applied to the outstanding priacipal balance under the 1�Tote immediat�ly pr�or to foreclosure.No offset or claim�vhich Borrower might have now or in the future ag�inst Lender sha11 relie�e Borrower from making payments due under the Note and this Securit�Instrrument or performing the covenants and agreements secured by this Securi�y Instrument. NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT WITH MERS Form 30281/01 VMP� VMPfiA(NE��342).44 Wolters Kluwer Financiai 5ervices Pa�e 4 of 1l q 367 91 z3 1