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2� 17��525 Parcei I D N u m ber:4��.G5�35 which currently has the address af 4��5 L��'�at Ln ��'t�eet} G ra�d I s�and �C�t��,N��ras�a �88a3-�� {��'�de� ("Praperty Address"�: T�CrETHER V�TITH all the impro�ements now or hereai�er erected on the property,and a11 easements, appurtenan�es,and fixtures n�w or hereafter a part of the property.All rep�acements and additions shall also be covered by this Security�ns�iment.A11 of the foregoing is referred to in this Security Instrument as the "Prflperty."Borrawer understands and agrees that MERS ho�ds on�y legal t�t�e to the inter�sts gran�ed by Barrower in this Security Instrument,but, if ne�essary ta comply with la.w or custam,MERS�as nominee f�r Lender aad Lender`�successors and assigns}has the righ�; to exercise any or aIl of those interests, including, but nat limited to,the right t�farecl�se and seli the Property;and to take any acti�n required of Lender including,but not lirnited t�,releasing and canceiing this Security Instrument. B�R.R�WEI�C�VENAI�TS tha��orrower is lawfully seised of the estate hereby conve�ed and ha�the right to grant anc��on�ey the Property and that the Pr�p�rty is unencumbered,except for en�umbrances o�record, Borraw�r�rarrants and�vi�l d�efend g�nerally�he title to the Pr�perty against atl claims and demands,subj ect to any encumbrances of record. THIS SECURITY T1�TSTRUMEI�T combines uniform covenants for national use and non�un�form covenants with limited�ariation.s by jurisdiction to constitute a unifarm security instrument covering real praperty. UN�F��IIl�C�1�ENAI�ITS.Borrov�e�and�.ender cavenan�and agree as folto�vs: �. Payment vf Pri nci pal,I nterest,Escra►n►Items, an d Late Gharges.Borrawer shalt pay when due the principal af,and interest�n,the debt evidenced by th�IrTote and lat�charges due under the Note. Bana�ver shalt also pay funds far Escraw Items pursuant to Sectioa 3, payments due und�r th�Note and this Security Instrument sha11 be made in U.S.currency. Hawever, if any ch�cl�or other instrument re�eived by Lender as payment under the Note or this Securi�y Instrurnent is returned ta Lender unpaid, Lender may require that any or al�subsequer�t pa�ments�lu�under the Nate and this Security Ins�rument be made in Qne or mare of the foliowing forms,as selected�y Lender: �a}cash;�h}rnoney order; (c} . certified check,bank ch�ck,treasurer's check or ca5hier's check,pra�ided any such�h�ck is drawn upon an institution�vhase deposits ar�insured by a federat agenc�,instrumentality,ar entity;or(d}E�ectronic Funds Transfer. Payments are deemed reeeiv�d by I�ender�rh�n r�ce��red at the�ocation designated in the�l�Iote or at�uch � other lacat�on as may be t�esignated by Lender in ac�ardance with the notice provisions in 5ec�ion 14. Lender may return any payment or partial payment if the paymen�or partial payments are insufficient to bring t�e Loan current. I�ender may accept any payment or partia�payment insufficient to bring the I�oan current,without waiver af any rights h�reunder or prejudice to its rights to refuse such payment ar partial payments in.the future,but Lender is not obligated to apply such payments at the time such payme�nts are accepted.If each Periodic Payment is applied as of its scheduled due da�e,the�Lender need not pay interest on unapplied funds. Lender may hold such unapplied fund�until Borrower ma�es payme�nt��bring the Loan current. �f Borrower does nat do�o wzth�n a reaso�abl�period of time, Lend�r shall�ither appiy such funds or return them to Borrower.If nat applied earlier,such funds will be applied to the outstanding prineipal balance under the�Iote immediate�y prior to foreclasure.Na affs�t or claim which BQrro�ver might have now ar in the future again�t L�nder shall relie�e Borrower from making paymeats due under the Note and this Security Instrument or performing the covenants and agreemen�s secured by this Security Instrument. FHA Deed vf Trust With MERS-NE 9134J�014 Bankers 5ystems� VMP� VMP4N(NE}�15�6}.�0 Walters Kluwer Financiai 5enrices Page 4 of t 7 q� 64�95674 Z3 6 5 417