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THIS INSTRUMENT PREPARED BY: <br />Brenda Nordling <br />Bank of the West, a California state banking corp. <br />13505 California St <br />Omaha, NE 68154 <br />LOAN NUMBER: 8801959040 <br />MIN: 100104088019590403 <br />(D) <br />(E) <br />Z <br />rnn� <br />run " <br />AFTER RECORDING RETURN TO: <br />NE- BBP -LL -P <br />Bank of the West Post Closing <br />13505 California St. <br />Omaha, NE 68154 <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />DEFINITIONS. Words used in multiple sections of this document are defined below and other words are defined <br />in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also <br />provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated January 20, 2017, together with all Riders to <br />this document. <br />(B) "Borrower" is MICHAEL J OLSON and GLADYS CEPEDA VARGAS, HUSBAND AND WIFE AS <br />JOINT TENANTS, whose address is 2621 COTTAGE ST, Grand Island, Nebraska 68803, who is /are the <br />trustor(s) under this Security Instrument. <br />(C) "Lender" is Bank of the West, a California state banking corp.. Lender is a Bank organized and existing <br />under the laws of the State of California. Lender's address is 13505 California St, NE- BBP -LL -P, Omaha, <br />Nebraska 68154 . <br />"Trustee" is Bank of the West, a California state banking corp.. <br />"MERS" is the Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under <br />this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address <br />and telephone number of PO Box 2026, Flint, MI 48501 -2026, tel. (888)679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated January 20, 2017. The Note states that <br />Borrower owes Lender Three Hundred One Thousand Five Hundred Fifty -eight and 00 /100 Dollars (U.S. <br />$301,558.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay <br />the debt in full not later than February 1, 2047. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />Fern 36251101 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mae UNIFORM INSTRUMENT <br />C 2004 -2016 Compliance Systems, Inc. 2b87c0e1- 40b3b05a - 20161910.3 <br />Single Family Real Estate - Security Instrument DL2047 Page 1 of 15 www.compliancesystems.com <br />I1II11 110111111111 1NII111 .11IIU 11,11,11.111, 111111,1111 INIIINUIIIIINN�IIII� <br />