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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />On this 9 th day of January, 2017 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Lilian M Avila <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his /her /their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N Diers Ave, Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: October 24, 2019 <br />GENERAL NOTARY - State of Nebraska <br />KELSEY CLYNE <br />My Comm. Exp. October 24, 2019 <br />Kelsey Clyne <br />Loan Origination Company & NMLS Id: Five Points Bank - 407704 <br />Loan Originator & NMLS Id.: Kelsey Clyne - 1560862 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 -MERS 9/11 Page 13 of 13 <br />►/ <br />1 k p U , (Seal) <br />Lilian M Avila - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgment] <br />Hall County ss: <br />201700425 <br />(Seal) <br />- Borrower <br />-Notary Public <br />