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2� 17��3�5 <br /> 'I�. Borr�wer Not Re�eased: Forbearance By Lender Not a 11VaiWer. Extension of the t�me far payment or <br /> modification of amortizat�on of the sums seCured b�this Security Instrument granted by Lender to Barrow�r <br /> or any Succ�ssor in Interest of Borrawer shall not operate to release the Iiability of Borrower or any <br /> 5uccessors in.�nterest of Borrower, Lender sha11 not be required ta�ornmence proceedings agains�any <br /> 5uccessor in Interest of Borrower or ta refuse tv extend time for payment or otherwise modify amortizatian <br /> vf�he sums secured by th�s Secur�ty Instrument by reasnn of ar��d�mand made by the original Barrower or <br /> any Successors in Interest of Borrovver. Any forbearance by Lender in exercising any right or remedy <br /> xnc�ud�ng, without Iimi�ation, Lender's acceptance nf payments from third persons, entities or Successors in <br /> Interest of Borrower or in amounts less than the amount then due, shall not be a wai�er vf ar preclude the <br /> e�ercise of any right or remedy. <br /> '13. Joint and Se�eral Lial�ility; Ca-sign�rs; Su�c�ssars and Assigns Bvund. Borrower covenants and <br /> agrees that Barrower's abligations and�ia�ili�y sha�l be joint and se�eral. Howe�rer, any Barrower w�ia <br /> co-signs thi5 Stcurity Instrument but does nat execute the Note�a"co-signer"�: �a}is co-s�gning th�s <br /> Secur�.ty Instrument on1�t�mortgage, grant ar�d can�ey the co-signer's interest in the Propert�under the <br /> terms of this Security Instrum�nt; �b} is not personal�y obligated to pay the sums secured by this 5ecurity <br /> Instrument; and�c} agrees that Lender and any other Borrvyver can agree to extend, modify, farbear or make <br /> any acc�mmoda�xons with regard to the terms of this Security Instrument or the Note v�rthout the ca-signer's <br /> consent. <br /> 5ub�ect to the prov�s�ons of 5ection 18, any SuCce��or in Int�rest of Borrower who assumes Borrower's <br /> �bligations under this Security Instrurnent�n wrxting, and�s approved hy Lender, shal��bta�n a��of <br /> Borrotiver's rights and benefi�s under this Security Instrument. Barrovv�r sha1�not be released from <br /> Borrower's obligations and�iability under th�s 5ecurity Instrum�nt unless Lender agrees to su�t�relea�e in <br /> vvriting. The covenants and agre�ments of this Securi�y Instrument sha.l�bind(except as pr�vxded in Sectron <br /> �0} and benef�t the successors and assigns of Lender. � <br /> �4. Loa n Charg es. Lender ma�charge Barrovver fees for services perfarmed in connection vvit.�i Borrower'� <br /> default, for the purpose of protec�Yng Lender's interest in the Propert�r and rights under this�ecu�it� <br /> Instrument, including, but not lxm�.ted to, attorneys' fees, property inspec�ion and valuatian�ees. In r�egard to <br /> any ather fees, the absence of e�press authority in thxs Security Instrument to charge a specific fee to <br /> Borrawer shal�no�be construed as a prohibYtion on th�chargxng of such fee. Lender may not charge fees <br /> txiat are expressly prahibited by this Security�nstrument or by Appl�cable Law. <br /> If the Loan�s subj ect to a law which sets maximum 1oan charges, and that law is final��interpreted so t�iat <br /> �he interest or other loan chaxges coliected ar to�e collected in cormection with th�e Loan exceed the <br /> pernutted�imi.ts, then: �a} any suc�a Ioan charge shal�be reduced hy the amount necessar�to�educe th� <br /> charge to#1ie pexm�.��ed�imit; and�b} an�sums a�ready collected from Borrower which exceeded perrr�tted <br /> �imits wi11 be refunded to Borrawer. Lender may_choose to make this refund by.reducing the principal avved <br /> u.nder the 1Vate or by rriaking a dire�t paymen�to Borr�wer. If a refund reduces principal, txie reduc�ion wil� <br /> be treated as a partial prepayment without any prepa�ment charge�vvhether or not a prepa�rnent charge is <br /> provided f�r un�er the Note}. Barrower's acc�ptance of any such refund made by direct payment to <br /> Borr�wer wi11 constitute a�vaiver of any rig�t of act�on Barrower might have arising out of such overcharge. <br /> 7 5. Notices. All notices given�y Borrower�r Lender in connec�ion with.this Security Instrument must�e in <br /> writing. Any notic�to Bnrrower in connection with th�s Securit��nstrument shal�be deemed to ha�e�eer� <br /> given to�orrower when ma7led�y first class mail or when actually delivered to Borrov�er's notice addr�s��f <br /> sent b�other means. Not�ce to any one Borrower shall c�ns�itute notice to al�Barrowers un�ess�pplicabl� <br /> Law expressly requires�therwise. 'I'h�not�ce address s�ali be the Property Address unless Borrower has <br /> NEBRASKA-Sing�e Family-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT Form 3�28 9101 <br /> VMP� VMP6{NEf ti 3�Zf <br /> Wvlters Kiuwer Financial 5er�ices , Page 1'i af 17 <br />