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2� 17��3�3 Any amounts disbursed by Len�er und�r this Se�t�on 9 shatt become additiona�de�t of Borrower�ecured by this S�curity Instru�tx�ent.These arn�unts shall bear interest at�he�Tate rate�rom the date of d�sburseme�t and shalt be payab�e,with such in�erest,upon no�ice fxom Lender to Borrawer requ�sting payment, �f th�s�ecurity Instrument is Qn a leasehald,Borro�ver sha�l comply wit�all the pra�isions of the lease.If Borr�wer aequires fee title to the Property,the leasehald and the fee title shatl not merge un�e�s Lender agrees to th�rnerger in writing. 1�. Mort��ge ir�suran�e.If Lender requi�red ll�ortg�.ge Insurance as a cond�itior�of making the Loan, Borro�ver shalt pay the premiums r�quired to maintain the Mart�age Iasurance in effect.If, for any reasan,the Mortgage�n�urance coverage r�quir�d by Lender cease�ta be available from the martgage insurer that pre�iausly pro��de�such insurance and Borrow�r�t�vas required to make separately des�gnated payments tovvard the pr�miums for 1Vi�rtgage Insura�ace,Borrawer shal�pay the prerr�iums requi.red to ob�ain caverag� substantially equivalent to the Mortgage Insurance previously in effect,at a cost substantia�ly equiva�ent ta the cast to Barrativer of the N�ortgage�nsurance previously in effect, from an altern�.�e maxtgage insurer �elected by Lend�r. If substantially equi�alent Mort�a�e Insurance co�erage is nat available,Borrower shali continue to pay�o Lender the amount of the separately designated payrrxents tlaat�ere due when the insurance coverage ceased to be in effect. �ender wi�l accept,use and retain these payxx��nts as a non-ref�ndable lass reserve in lieu of 1Vlortgage Insurance. Such lass reserve shall be non-refundable, no�rvith.standing the fact that the Loaa is u�timately paid in full,and Lender shall na�be required t�pay Borrower any interest or earnings on such loss reserUe. Lender can no 1a�ger require�oss res�r�ve payments �f Mortgage Insurance coWerage�in the amount and for the periad that Lender requires}pravided by an insurer selected by Len�.er again b�comes available, is obtai�ed,and Lender requires separately desi�nated payments toward the prerniurns far Mortgage Insurance. If Lender requ�red Mortgage Insurance as a condition of making the I�oan and$onower was required to make segarateiy�esignated paym�nts toruard the premiums for Martgage Insurance,Borrov�rer shall pay the premiums required ta mainta�n Martgage Insurance in�ffect,or�o provide a non-refundable loss reserve,until Lender'�r��uirement far Mor�gage Insurance ends in accordance with any written agreem�nt between Barrower and Lender pro�iding for such terminatian or untit termination is required by Applicable Law.Nothing in this Section 14 affects Borra�v�r's obligatinn to pay interest at the rate�rovided in the�Tate. Mor�gage Insurance reimburses Lender(ar any entity that purchases the Note�for c�rtain�osses it may incur if Borrqwer dfles not repay the Loan as agree�..Borrower is n.ot a party to the Mortgage Insurance. Martgage insurers eva�uate their total risk an aIl such�nsuranee in force fram time tQ time,and may enter into agreements with other part�es that share or modify their ri�k,ar reduce losses.These a�ree�nents are an terms and eonditions that are sa�isfactory ta the martgage insurer and the o�her party�ar parties�tn t��se a�reements. These agreernents rnay requi.re the mortgage insurer to make payments using any saurce of fu.nds that the mortgage insur�r may have available�which rnay in�lud�funds a�tained from Martg��e Insuran�e premiums3. A�a result�f these agreements,Lender,any pur�has�r of the Note,another insurer,any reinsur�r,any oth�r�ntity,or any affiliate af any af the foregoing, may�ecei�re(directly or indireGtly}amoun�s�hat deri�re from�or m�ght be characteri2ed a�}a partion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk,or reducing losses. If such agreement pro�ides that an affiliate of Lend�r takes a share af the insur�r's risk in exchange for a share of the premiums paid to the insurer,the arrangement is often termed"capti�e reinsuranGe."Furt�her: qo�� z��al� oz3� �3� o9a.� �IEgRASKA-54��8 Fam'tly-Fannie MaelF�edd{e Mac 1lI�IFORM t�STR�MENT WITK MERS Form 3�Z8 11Q1 VMP� VMPfiA[NE}{1342}.4Q Walters I{luwer Finar�c€al 5ervic�s Pa�e 9 of 17