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2� 17��3�3 <br /> If the I�oan�s subje�t to a Ia�v�hich sets maxi�um laan charge�,and that�a�v is firaally�nt�rpxet��so that <br /> the in�erest ar other ioan charges collected or to be co�lect�d in.connection with the Laan exceed the <br /> permi�ed��mits,then: (a)any such laan charge sha11 be reduced by the amount necessary to reduce the <br /> charge ta the p�rrnit�er�lin�it;and��y any sums already call�cted fram Borrower which exceede�permi�ted <br /> limits wil�be refunded to Borrower. L,ender may c�oose to make this refund by reducing the princ�pal owed <br /> under the Note or by making a direct payment to BQrrower, If a refund reduces principai,the reduction wili <br /> be treatet�as a�artial prepayment with�ut any prepayment�harg�(whether or not a pr�pa�men�c�arge is <br /> pro�ided for under the Note}. Bo�-rawer's acceptance�f any such refund made by dir�ct paym�nt to <br /> Barrower vt�i11�onstitute a waiver of any right of action Borro�er might ha�e arising out af Such o�ercharge. <br /> 15. N�t�c�s.Ali n�tices given�y$orrower�r Lender in connectiora with this Secur�ty Instru�nent must be in <br /> �vriting.Any n�tice tv Bor�rower in cannection with this Security Ia�trument�hali b�deem�d to have been <br /> given to Sarrower when mailed by f�rst class ma�l ar when actuaily de��vered t�Barrawer's notice addr�ss <br /> if�ent by other rneans.Nat�ce to any one Borrower shalt constitute notice ta ail B�rrowers un�ess <br /> A�plicable La�u expressly requ�.res otherwise, The notice address shall be the Pr�perty Addre�s unless <br /> Barrower has designated a substitute no�ice address by notice to Lender,Borrower sha�l prompt�y notify <br /> Lender�f Borrawer's�hange�f address. If Lender spec�fies a procedure for repor�ing Borrov�er's c�iange <br /> of address,then Barrower shall only report a chang�of addres�thraugh that specif ed procedure. <br /> There may be an�y one designated notice address under this Security Instrum�nt at any one tim�.Any notice <br /> to I�ender shal�be g�ven by delivering it or by mai�ing it by first�Iass rnail to Lend�r's address state�here�n <br /> unless Lender has designated another address by notice to�orrower.Any notice in conn.ection u�ith this <br /> Security Instrument shall not be deemed to have been given ta Lender until actual�y received by Lender. If <br /> any notice r�quued by this S�cur�t�Instrument is alsa required under Ap�lica�le i.aw,the Appl�ca�le La�v <br /> requirement will sat�sfy the corresponding require�ent under this Seeurity Iastrument. <br /> �I�. Go�erningLaw; Severability;Rules of�onstruction.This S�curity�nstxument shall be governed by <br /> federal law and the 1aw af th�jurisdiction in which the Property is located.AlI rights and abligat�ons <br /> contained in this 5ecurit}r Instrument are subj�ct to any re�uirements and limitations�f App�icable La�v. <br /> Applicable Law might explicitly or imp�icitly a1low the parties to agxee by contract or it might be si�ent,but <br /> such silence sha11 na�be canstrued as a prah�bitian against agreemeat by can�ra�t. In th�e�ent that any <br /> provis�on or clause af this Security in�trur�en�or the I�ote e�nflicts�vi�h Appiicable Law, �uch conflict shalf <br /> not affect other provisions of this Security Iastrument or the Note which can be g�ven effe�t without the <br /> �onflicting provision. <br /> As used in�his Security Instrument: �a}words of the masculine gender shall mean and include correspondin� <br /> neuter words or words of the feminine gender; (b�words in the singular sh�11 mean and�nclude the p�ural <br /> and v'ice�ersa;and�c)the�uord"may" gives sa�e discr�tion without any Qbligation to take any a�tion. <br /> 17, 8orrower'���►�y.Borrower sha�1 b�given one copy�f�h�N�te an�d of this Security Instru�nent, <br /> �I 8. Transfer of the Praperty ar a Berrefic�al�nt�r�st�n 8arrower.As used in this Sectia�n 1 S, "Inter�st ix� <br /> the Property"means any�egal or beneficial interest in the Proper�y, including,but not l�mited to,those <br /> beneficial interest�transferred in a bond for deed,contract for deed, installment sa�es contract ar escrow <br /> agreement,the intent af w�iich is the transfe�of tit�e b�Borrav�er at�future da�e to a purchaser. <br /> If al�or any part af tt�e Property�r any Int�rest in t�e Pfopex�y is so�d ar transferred�or if Borrow�r i�not a <br /> natural p�rson a�zd a benefi�ial interest in Borrower is sold or transferred�without Lender's prior written <br /> cansent,Lender may requir�immediate payment in ful�of atl sums se�ured by this Security Instrument. <br /> Hawe�rer,this opti�n shalt n�t�e exercised by Lender if suc�exercise is prohibited by Applica�Ie Law. <br /> NEBF7A5KA-Sin�le Family-Fanr�ie MaelFreddfe Mac UNIFURM lNSTRUMENT WITht MERS Form 3028 11Q1 <br /> VMP� VMPBA[NE}{13Q2]AD <br /> Waiters Kluwer Finar�cial Services Page 1�of t 7 <br /> g 35l 7481 ��33 539 1� <br />