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2� 17��31 � <br /> required by RESPA, and Borrawer shaii pay to Lender the amount necessary to make up the def�ciency in <br /> ac�ordar�ce wi�h RESPA, bu�in na more�han 1�rnonth�y paymen�s. <br /> Upan paymen� in fu11 of a11 sums secured by this Security �n�trum�nt, Lender sha�l promp��y refund tfl <br /> Borrawer any Funds held by Lender. <br /> 4. �har�es: L�ens. Barrovver sha��pay alI �axes, ass�ssme�ts, charges, �nes, and impositians a�tributable ta <br /> the Property which can atta�n pr�orxty a�er th�s�ecur�t� Instrument, teas�hald paym�nts or ground ren�s an <br /> th� Property, if any, and Cammun��y Assoc�at�on Dues, Fees, and Assessments, �f ar�y. To the�xten�tha� <br /> these items are Escr�w �tems, Borrawer sha�l pay them�n the manner pro��ded �n Se����n 3. <br /> Borrower shall prompt�y dis�har��any lien which has priority aver th�s Security �ns�rument un�ess <br /> B�rrower: �a} agre�s in v�r�tzng �� the payment af the�bligati�n se�ured b� the�ien in a manner accep�able <br /> t� Lender, bu�on�y so�ong a� Borraw�r�s performing �uch agreement; �b}�antests�he�i�n�n gaad fa�th by, <br /> or defends against enforcement of the�ien in, �egal praceedings v�h��h�n Lender's op�n�on aperate to prevent <br /> the enf�rcement�f the�ien while thase proc�edings are pending, but�n�y unti� such proceedings are <br /> c�ncluded; nr�c} secures from the ho�der�f the�ien an agreemen�satisfacto�y to Lfender subordinating the <br /> �ien�o�hzs Security �nstrument, �f I.�nder determines that any pa�of the Proper�y is sub�ect tn a lien�hi�h <br /> can a��ain przor��y ovEr�h�s S�curity �nstrument, L�nder ma�give Borr�wer a n.o�ice id�nt�fying the�ien. <br /> �Vithin 1�days of the date on which that n�tice is g�ven, Barrovr+�er shali satisfy�he��en ar take one or more <br /> af the actions set fflrth abave in th�s Se�tion 4. <br /> Lender may require Borro�er�o pay a one-time charge far a real esta�e tax verificati�n andlor repor�ing <br /> s�z vice used by Lender�n�onnec�ion w��h th�s Loan. <br /> �. Prnperty Insurance. Borra�er shall k�ep the im�ro�ements now ex�s��ng or hereafter erected on t�ae <br /> Proper�y insured against loss by �r�, hazards included wi�hin th�term "extended coverage," and any other <br /> hazards inClu�.ing, but not Iimi�ed to, ear�hquakes and floods, for which Lender requ�res insurance. This <br /> insurance shai�be mainta�ned in the amaun�s �inCluding deductib�e�e�eis} and far the periods�hat Lender <br /> r�quires. �ha�Lender requ�res pursuan��o�he preceding sen�ences can change dur�n��he term�f the Loan. <br /> '�`he insurance carrier prov�ding the�nsuran�e sha�X be chosen�y Borrower sub�ec��o Lender's r�ght to <br /> disapprave B�rrawer's ch�i�e, �vhi�h right shal�nat be�xerc�sed unreasona�ly. Lend�r may r�quir� <br /> Borrawer to pa�, �n cann�����n vv�th thzs Lsaan, e�ther: �a} a ane�-time charg�for flo�d z�ne d�termina�ian, <br /> �ertzf�ca�ion and trackzng s�rv��es; or�b} a one��xme charge far flaad zon�d�t�r�mination and c�rtifzca�ian <br /> services and subse�uent charges each t�me remapp�ng�or simi�ar chang�s oc�ur�vh��h r�a�onab�y might <br /> affect such determ�na�ion or certifica�ian. Borrow�r sha�.l a�s�be respons�b�e for the payrnent of any fees <br /> imposed b��he Fed�ral Emergency Management Agency in c�nnectian with the review of any fload zone <br /> determ�nat�on resuiting from an abjec�ion by Borrower. <br /> �f Barrower fails ��ma�ntazn any of the��verages d�scrib�d abave, L�nder may obtain znsuranc����erage, <br /> at Lender's aption and Borrower's expense. Lender zs under no obiigat��n tfl purchase any particular type or <br /> amount of coverage. Therefor�, such coverage shall co�er Le�der, but migh�or rnight not protect Barrawer, <br /> Borrnwer's equzty in the Property, or the Cnn�ents of the Praper�y, aga�nst any risk, hazard�r liabi�ity and <br /> might prov�de grea�er or�ess�r co�erag�than was previous�y in effect. Borrower acknow�edges that the cost <br /> of the insurance c���rage sa�btain��i migh�sign�f�cantly exceed the cos�of�nsurance tha�Borrower cou�d <br /> ha�e�bta�n�d. Any amounts disburs��by Lender under�his Sectzon 5 sha�l �ecome additiana� deb�of <br /> Borr�wer secured by this Security �nstrumen�. These amoun�s shal�bear interest at the Nat�rate fr�m the <br /> da�e af di�bursem�ent and sha��be pa�able, w��h such inter�st, up�n noti�e from Lender��Borrov�er <br /> requesting payment. <br /> NEBRASKA-5ingle�arnily-Fanr�ie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 11�� <br /> VMP 0 VMPStNE�{�3p�} <br /> Wofters Kluwer�inancial Ser�ices Page fi of�7 <br />