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2� 17��31 � <br /> ��� "Lender" is Hame Federal Sa��ngs and Loan Assn of �ran� I s�and <br /> Lender is a Savi ngs �nd Loan <br /> organized and�xisting under th�la�vs of The St�t� of Nebraska . <br /> L�nder's address is 2�1 SoUth Lo�ust St �r`and Isl and NE �8841 <br /> . <br /> Lender zs the benefi��ary und�r th�s Se�urity Instrument. <br /> �D3 "Truste�" �s Arend R Baack, Attorney <br /> �E} "N�terr means�he pramissory not�signed by Borrav`rer and dated J a n u a ry l�, �D 17 . Th�Nate <br /> states that Barrower owe� Lender S i XTY S I X THUUSA�D E IGHT H[JNDRED ANa Dfl I lflfl <br /> Dollars �U.S. $66,8�D.4� }p�us�n�erest. Borrower ha�promi.ised�a pay this deb�in regu�ar <br /> Per�od�c Payments and t�pay the d�b� in fu�� no��ater than F�b�'uary 1, ��32 . <br /> 4 F� "Pr�pe�rty" means�he praper�y�ha�is described bel�w under the heading "Transf�r of Rights in the <br /> Proper�y," <br /> �G� "Laan" m�ans �he deb�e�id�nced by the Note, p�us zn�erest, any prepayment Charges and la�e charge�due <br /> under the Not�, and al� sums due under this Security �nstrum�nt� ��llS III��'.r�5�. <br /> �H� "Riders" means al1 Riders t�th�s Security Instrumen��hat are execu�ed by Borrower. The following Riders <br /> are�a��executed by Borrower �check b�x as applicable]: <br /> [�Ad�usta�Ie Rate R.id�r � Condam�n�um Rider �Secnnd Home Rider <br /> [� Ba1�Qon Rider � Pian�ed Un�t Development Rider � �-4 Fam��y R�der <br /> � VA Rider � Biweek�� Payment Rzder � ather�s} �spec�fy� <br /> ��} "Appl�cab�e Law" means all c�n�r�l�ing appl�cable federal, s�ate and l�ca� statu�es, r�guiations, ardznances <br /> and administrati�e rules and�rd�rs (tha�ha�e�he effec�of�aw} a�weli as a�l app��cab��final, n�n-appea�ab�e <br /> �ud�c�a� opin�nns. <br /> 4J} "�vmmunity Ass��iation Dues, Fees, and As�essments" means a�� dues, fees, ass�ssments and�ther <br /> charg�s that are imp�sed on Barra�ver ar the Property by a��ndom�nium assoc�atian, hameovvn�rs <br /> associa�ion ar similar organ�zation. <br /> �K 3 "Electrvn�c Funds T�ansfer" m�ans any�ransfer of funds, ��her than a�ransaction originat��by check, <br /> draft, or sirnilar paper instrumen�, which is ini�iat�d thraugh an e�ec�ronic�ermina�, �e�ephQn�c ins�rument, <br /> c�mputer, ar magnet�c tape sa as ta order, �nstru�t, or au�horize a#inanc�a� �nsCitutian to deb�t Qr cr�d�� an <br /> account. Such term include�, but is nat lizr�it�d to, pozn�-of-sale transfers, autamat�d�eller machine <br /> �ransac��ons, transfers initia��d by telephone, wire �ransfers, and automated clearinghause transf�rs. <br /> �L� "Eserow Items" n�eans �hose�tems that are d�scribed in Section 3. <br /> 4M� "Miscellaneous Proce�ds'T means any c�mpensa��on, se�t��m�nt, a�vard of damages, ar proceed�paid b� <br /> any third party tather than insurance prace�ds paid under�he c��erages descr�be� in Sect�on 5} for: �i} <br /> damag�to, or destructi�n�f, the Property; ���}c�ndemna�i�n or ather�aking�f al� or ar�y part of the <br /> Pr�perty; ����}con�eyance in lieu�f c�ndemnat��n; ar�iv} mzsrepresenta�ions af, ar omi�si�ns as to, the <br /> va�ue andlor��ndition of�he Pro er� . <br /> N�BRASKA-5ingl��amily-Fannie MaelFreddie Mac UNIF�RM INSTRUMENT Fvrm 3428 11�� <br /> VMP Q VMP6(NE)t13Q23 <br /> Walter�Kluw�r�inanciat 5er�ices Page 2 af 17 <br />