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2� 17��31 � <br /> 12. Bvrr�wer Not Re[eased: F�rbearance By Lender Not a 1Naiver. Ext�n��on of the�i�ne far paymen�or <br /> modif�ca�ion of amortiza�ian of�h�sums secured by this Security Instrument gran�ed by Lender�fl Borrower <br /> or an� Successor in�n�eres�of Barrower sha��nn�operate to reiease the liahi�ity�f Borrower or any <br /> Successors in In�erest of Borr�w�r. I.�nder sha�l not be required�o�ommence�raceedin�s aga�nst any <br /> 5uc�essor in�n��res��f Borrawer�r to r�fuse�o ext�nd��me for payment or otherw�se m�dify am�r�izat�on <br /> of the sums secured by this Security Instrumen�b�reason of any demand made by the nriginal Borr�vver ar <br /> any �uc�es5ors �n�nteres�of Borrov�rer. An�forbearance by Lender�n e�erc�sing any right or remedy <br /> including, vv��hout lim.�tation, Lender's acce�tan�e of payments fr�m fhird pers�ns, en�ities or Su�c�ssors in <br /> �nter�st of B�rrower or in a�noun�s Ie�s than�he a�mount then due, shai�na�b�a waiv�r of or preclude th� <br /> e�erc�se nf any ri�h�or remed�. <br /> 'i 3. Jo�nt and Severa� Liab�[ity; Co�signers; Successvrs and Assigns B�und. Borrower co�enants and <br /> agrees that B�rrow�r's obliga�ions and li��ili��sha��be jo�nt and severa�. However, an�Borr�wer who <br /> co-signs thi�Security Ins�rumen��ut does not�x��u�e�he Not��a "co�signer"}: (a} is�o�signing th�s <br /> Security �ns�rument�nly tfl mor��age, �rant and convey the co-signer's inter�st �n�he Prope��under�he <br /> �erms of this S�curity Instrumen�; �b} �s not persona�I�abligated ta pay the sum�s��ured b�r�his Securi�y <br /> �nstrumer�t; and �c} agrees�hat Lender and any o�her B�rrower can agree�o��.tend, modify, forbear or make <br /> any accammodat�ons with regard�o�he terrns of this Se�ur���r �nstrumen�or�he No�e�nr�thout the co-signer's <br /> c�nsent. <br /> Sub�ec�t��h�pr�visions of Se��ion �8, any Successor in In�eres�af Borrower vvha assum�s B�rro�er's <br /> �b���ations under th�s Secur��� Instrumen� in wri��ng, and �s appro�ed by L�nder, shatl obtain all of <br /> Barrower's r�ghts and henefi�s un�.er thi� Security Instrumen�. Borrovver sha�i no�be release�i fram <br /> Borrower's o��iga�ians and l�ab��ity under th�s Securi�y Instru�m.en�un�ess Lend�r agre�s to such release�n <br /> writ�ng. The co�enan�s and a�r�ements of this Securi�y Ins�rument sha�l�bind ��xcept as provided in Sect�on <br /> 2D� and benefi�the successars and ass�gns af Lender, <br /> 'i 4. Lvan Charges. Lend�r�nay�har�e B�rrovver fe�s f�r servzces perf�rmed in��nnect�on wi�h�arro�rer's <br /> d�faul�, for�h�purpose of pro�ecting L,�nd�r's �nterest �n�he Prop�r�y and r�ghts under�h�s Se�ur��y <br /> �nstrument, inc�uding, bu�nat limited to, at�orne�s' f�es, property inspection and�aluation fe�s. In regard to <br /> any o�her fees, �he absence�f��press authorit� in th�s S�cur�ty �nstrument to char�e a specific f�e to <br /> B�rrower sha�� no�be�ons�ru�d as a proh�bition�n the charg�ng of such fee. Lender may not charge fees <br /> �hat are expressly prohib�ted b��h�s 5ecur�ty�ns�rument�r by App�ica��e Law. <br /> �f�he Laan�s subjec��o a law which se�s maximum�oan charges, and�hat law �s f�na��y interpreted so tha� <br /> the�n�erest or o�her lflan char��s co�lected or�n be coile�ted �n c�nnec��on with the Loan exceed the <br /> permi��ed Ii�n.i�s, then: �a} an�such�oan charge sha11 be reduced by the amnunt nec�ssary to reduce the <br /> �harge�o the per�mit�ed limi�; and �b} any sums a�ready c��lected from BorrQwer which exce�d�d perm.i.���d <br /> �imits wxi�be refunded ta Barrower. L�nder�nay choose to make this refund b�redu�ing�he principa�owed <br /> under the Note ar by mak�ng a d�rec�pa�ment ta Borrovver. �f a refund reduces prin��pal, the r�duction wil� <br /> be�r�ated as a par�ial prepaymen�vvithout any prepayment charge�whether or no� a prepa�rment charge is <br /> provided for under�he Note}. Borr�wer's act�,ep�ance o#any such refund made��d�rec�pa�men��o <br /> Borrower w����r�st��ute a wai�er of any r���t of acti�n Bflrrower m�ght have arising out�f such o�ercharge. <br /> 'I 5. Notices. All�.otices g�ven by Barrov�rer vr�nder in connec��on�vith this S�cUri�y �nstrum�nt m.us�be in <br /> vvriting. Any notice to Borr�wer in canne�tion vv�th this Securit�r�ns�rument�hal�be deemed to ha�re�een <br /> gi�en to Barrower when mai�ed by firs�class mail or when actuall�del��ered to Borrow�r's notice addr�ss if <br /> sen�by ather means. No��ce to any one Barrow�r sha��constitute notice t�all Borr�vvers unless Applicable <br /> Law expressly requires o�h�rwise. The nn���e address shall be�he Froper�y Address un��ss Borrov�rer has <br /> NESRASKA-Single FamiEy-Fannie MaelFreddie Mac t1NIF�RM�NSTRUMENT Farm 3028 1101 <br /> VMP[�] VMPfi�NEy[13�2} <br /> Wvlters K[uwer�inancial Ser�ices Page�1 of 17 <br />