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2� 17��23� <br /> required by RESPA, and Barr�wer sha��pay�o Lender th�amount nec�ssary t�make up the def�cieney zn <br /> accordance with RESPA, but in no m.ar�than �2 monthty pa�ments. <br /> Upan payment�n full�f al� sums secured by th�s 5e�urity Instrument, Lfender shall pramptly refund�o <br /> Barrow�r an� Funds held by Lender. <br /> 4. C�arges, Liens. BorrQw�r sha��pay a�.� taxes, assessments, �harges, f�nes, ar�d impasi�ions attributabl�tfl <br /> �he Proper�y which can attain prior�ty�ver�hzs Secur�t� �ns�rument, Zeas�ha�d paym�n�s or groun�r�nt�on <br /> �he Property, if any, and�ammunity Associatian Dues, Fees, and A�sessmen�s, �f any. Ta th�ex�en��hat <br /> these�tems are Escrow �tem�, Barro�er�ha11 pay them in the manner pr��r�ded �n�e���on 3. <br /> BorrQwer�ha��promp��y dis�harge ar�y li�n wh��h has priority over th�s Se�uri�y �nstrun�ent un�ess <br /> Borrower: �a} agree�in writing�o�he payment�f�he obligati�n secured by�he lien in a mann�r a�cepta�le <br /> ta Lender, bu�only sa�ong as�orrQwer�s perf�rm�.ng such agreem�nt; �b}C�n�e�t� the li�n�n gaod faith by, <br /> or defen.ds agains�enforcemen�of the�ien in, lega�proceed�ngs�vhzch in L�end�r's op�nion operat�t�pr�ven� <br /> the enforcement af�he�i�n while those praceed�ngs are pending, but anly un�i� such proGeed�ngs are <br /> c�nc�uded; or�c} secures from�he ho�der of th�lien an agre�men�satisfactory to Lend�r sub�rdinat�ng the <br /> lien�a this S�curi�y�ns�rumen�. �f Len��r det�rn�.ines�hat any part af the Pr�per�y�s �ub,�ect ta a lien which <br /> can at�ain pri�r�ty over�his Secur�ty�nstrument, Len.der may gi�e Borrov�ver a n�tice identify�ng the lien. <br /> W�thin ���ays flf the da�e on wh�ch that natzce�s given, Borroti�er sha�� satisfy the Iien�r take one or more <br /> �f the act�ans set for�h above in�h�s Sec��an 4. <br /> L�nd�r nna�r requ�re Borrower tc�pay a one�time charge far a real estate tax u�r�f�cat�fln andlar repQr��ng <br /> service used by Lender in connect��n wi�h thi� Loan. <br /> 5. Prap�rty �nsu�anc�. �3orrower sha�� keep th�zmpro�em�nts now existing c�r h�r�after erecte��n�he <br /> Froperty insur��i aga�nst los�by f�re, hazards�nc�uded w�thin�he term "����nded caverage," and any��h�r <br /> hazards including, but no��imited to, �arthquakes and ��oads, for wh��h Lender requ�res insuranc�. This <br /> insurance shal�be ma�nta�ned in the arna�nts�inc�uding deduc�ib�e�eve�s} and for t1��per�ods that�,ender <br /> requ�r�s. �hat Lender r�quires pursu�nt to�h.e preceding �entences can change dur�ng�h�terr,�Qf�he Loan. <br /> 'I'he insurax�ce carr��r proW�ding the insuran�e shall be ch�sen by B�rrou�er subject to Lender's rigl�.�to <br /> dzsappro�e��rrower's Cho�ce, wh�ch r��ht sha��nat be ex�rci�ed unreasonab�y. Lender may r�4uir� <br /> Sorraw�r��pay, in conn�c��on w��h�his Loan, ei�her: �a} a on�-�ime charge f�r fl�od zpn�determination, <br /> �er��f�ca�xon and tra�king ser��ces; or�b} a�ne-��me charge fQr�1�od zone determination and Ger�ifi�a��on <br /> serv�ces and subsequent charges each�im�r�mapp�ngs or s�m�Iar changes occur which reasonabl�r migh� <br /> affec�such de�erminatzon ar certifi�a�ian. Borrower shail also b�respons�h�e fflr�he paymen�of any fees <br /> imposed by the Federal E�nergency Manag�ment Agency in conne��ian with the review of any f�aad zane <br /> determination resu�ting from an nb�ectxon by Borr��ver. <br /> �f Borrower fai�s t�znazntain any of�he ca�erages described abowe, L�nder r�ay ob�ain insurance�averag�, <br /> at Lender's opt�on ar�d B�rrower's�xpense. Len�er�s under no ob��ga��on ta purchase any particu�ar�ype or <br /> amaun�af c��erage. Therefare, such ca�erag��ha�l cover L�nder, bu�mught or m�gh�not pratect Borrower, <br /> Borr�wer's equity in the Proper�y, or the c�nt�nt� of�he Property, agains�any risk, hazard or��a�i�ity and <br /> migh�pr�vide grea�er or�esser�overage�han wa��r��iausly in eff���. Borr�wer a�knowl��ges tha�the cast <br /> �f the insurance co�erag�sa abta�ned might signi�can��� exceed th���s�of�nsu�ranc��hat Borraw�r could <br /> hav�abtazned. Any amounts disbursed by �.ender under th�s�ect�an S sha��b�Gome add�tiona�debt�f <br /> B�rrawer secured by�hzs Security Instrument. These amoun�s�hall bear interest at the No�e ra�e fr�m the <br /> dat�of d�sbursement and shai��e payab�e, with such interest, upan notice from L�ender�a Borrawer <br /> requ�s�ing pa�men�. <br /> N�SRASKA-5ingle�amity-�annie MaelFreddie Mac UNIFQRM INSTRUM�NT Form 3�28�ID1 <br /> VMP[r� VMPfi�NEy 4"t 3��� <br /> Wofter�Ktuw�r Fin�n��at Ser�ices Page 5 of 17 <br />