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2� 17��23� <br /> B�RR�]�ER C�VENANTS �hat Borr�wer is lawfully seised�f the estate hereby conveyed and has the right to <br /> gran�and con�ey�he Proper�y and�hat the Proper�y is unencumbered, exc�pt for en�umbrances �f rec�rd. <br /> B�rr�wer v�arran�s and wi�l defend genera��y the title to �he Pr�p�r�y aga�nst a�� ��a�ms and demands, su�j�ct ta <br /> any encumbrances of record. <br /> T��S ���UR�TY ZNSTRiJN�ENT camb�nes unifarm co�enants far nat�ona�use and non-unzform co�enants wi�h <br /> ��nuted var�a��ons by jurisd�ct�on�Q const�tu�e a uniform securi�y instrument ca�ering real prop�rty. <br /> Uniform Cvrrenants. Barrower and Lender c�venant and agree as fallaws: <br /> �. Payment of Principal, Interest, Escraw Items, Pre�aym�nt Charges, and Late Charges. B�rrower <br /> shall pay when due th�principa� �f, and interest o�, �he d�bt ev�denced by�h�Note and any prepayrn�nt <br /> charges and�a�e charges du�under�he N�te. Borrawer shall als�pay funds far Escraw �tem.s pursuan�to <br /> 5ec��on 3. Payments due under�he Note and this Security Instrument shal�be made�n U.S. currency. <br /> Howe��r, if any ch�ck or ot�er xnstrumen�receiv�d by Lender as pa�men�under�he Nat�ar this Security <br /> Instrument is return���o Len�i�r unpa�d, Lender may require that an�or a�� subsequent paymen�s due under <br /> the Note and�h�s S�curi�y In�trument b��made zn one or more of the fo��owin�farn�s, as se�ected�y L.ender: <br /> �a}eash; �b}money�rder; ��}��r�ified check, �ank check, treasurer's�heck ar cashier's check, pro�ided an� <br /> such check is drawn upnn an�ns���ut�on whose d�pasits are insured by a federal.ag�ncy, ins�rumental��y, or <br /> en�ity; ar�d} Electronic Funds Transfer. <br /> Payments ar�deem��recei�ed by Lender v�vhen re�ei�ed at the lnca�ion designa�ed �n th�Note or a�such <br /> other lncation as may be designat�d by Lender zn accordance w�th the no�ice proviszons in SeCti�n �5, <br /> Lender may re�urn an�paymen��r partia�paymen� if�h�payment or par��a�paymen�s are xnsuf�czent�o <br /> bring the Loan�urren�. L�nder may ac��p�any payment ar part�al paym�ent�nsufficient to br�ng the Loan <br /> �urren�, without�va�v�r�f any rzgh�s her�under or pre�udice t� i�s righ�s�a refuse�uch paymen�or par��a� <br /> payments in�he fu�ur�, but�,�nder is n�t ob�igat�d t� apply such paym�nts at the�ime�u�h paymen�s are <br /> accepted. If each Periadic Payment is app��ed as����s scheduled�ue da�e, then�end�r n��d no�pay in�eres� <br /> on unapp�i�d funds. Lender may hold such unapp���d funds un�zx Borro�v�r m�kes p�ymen�s to hring the <br /> L�an current. �f B�rrawer daes nat do so wi�h�n a r�asonable peri�d af�xm�, L�nder sha�� �ither apply such <br /> funds ar return them�o Borrower. �f not appl�ed eariier, such funds wi��b�applied�o the outs�and�ng <br /> pr�nc�pa�ba�ance under the Nate imme�.iatel�prior�a foreclosur�. Na vffse�ar Glaim whi�h Borrower m�ght <br /> hav�naw or�n th� future aga�nst Lender sha11 rel ieve Borro��r from mal��ng payment��u�under the Note <br /> and this 5ecurity �ns�rum�nt or p�rfarm�n��he c�venants and agreemen�s secured by this Secur�t� <br /> �nstrumen�. <br /> �. Application of Payments or Praceeds. E�cept as a�herv�is�des�ribed in this Sec�ian 2, al�payments <br /> accep�ed and applzed by Lender sha11 be applied in the fol�owing or€�er of priority: �a} interest due under�h� <br /> No��; �b)pr�ncipa� due under�he No��; ��} am�unts due under Sec�ian 3. Su�h payments sha�l be applied to <br /> each Periadic Payrnen� in the order�n which i�became due. Any remaining amaun�s shall be appl��d firs�to <br /> la���harges, se��n�tQ any�ther amounts due under this Secur�ty �ns�rument, and�hen to redUce the <br /> pr�n��pa�ba�anc��f�he Note. <br /> �f Lender re�eives a paymen�from Borrower for a de�inquent Per�odic Paymen�which include� a�uff�cien� <br /> amaunt ta pa�r any�a�e charge due, �he payment may be applied to the d�linquent payment and�he�ate <br /> charge, If more than one Period�c Paymen��s outs�anding, Lender may apply any payment r�c�i�ed from <br /> Borro�ve�to the r�paym�nt of the Per�od�c Payments �f, and t�the exten�that, ea�h payment can�e paid in <br /> ful�. To�he extent tha�any�xcess exists af�er�he pay�nent zs app��ed to the ful�pa�rment of one or more <br /> Periadic Payrnents, such ex��ss may b�app�ied to any late�harges du�. Valuntary pr�pa�ments sha���e <br /> applied first ta any prepaym�.en�charges and�hen as d�scr�bed in�he No��. <br /> NEBRA51{A-Single Family-Fannie MaelFredrfie MaG UNIFQRM IN5TRLIM�NT Forrn 3D28'�141 <br /> VMP(� VMPfi{N���i 3�2� <br /> Walters Kfuwer Financial 5er�ices Page 4❑f'�7 <br />