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2� 17��23� <br /> ��. Borrower Not Released; Forhearance By Lender Not a INai�er. Ex�ens�on of the time for payment or <br /> modif��ation of amor���a�ion of the sums secured by �h�s Secur��y �ns�rUmen�granted by Lender�a Borrov�rer <br /> or an� Successor in�n�erest of Borrower sha�l na�ope�ra�e�� re�ease the�iabii��y nf Borr�wer or any <br /> S�cc�ssors �����er���af�or�����x �n�er shal�not be required�o�omm�nce pr�ceedin�s a�ainst an_y <br /> Successor in�n�eres��f Borrower or to refuse to extend t�me for pa�men�or o�herw�se modif� amor�iza��fln <br /> flf�he sunr� secured�y�his Security Ins�rumen��y reasan�f any demand made by�he origina� Borrtiwer�r <br /> an� Succe�sors in In�er�st�f Borrower. Any for�earance by Lender in exercising any r��ht ar remed�r <br /> �nc�uding, without limi�ation, Lender's acceptance of paymen�s from third persons, en��t�es or Suc�essors in <br /> �n�erest of Barr�vwer�r in amoun�s ��ss than�he amaun�t�en due, shall n�t�e a waiver of vr pr�c�u�e�he <br /> exercise of an� ri�h�or remedy. <br /> �3. Jaint and Se�era� LEa��lity; C�-signers; Successors and Ass�gns Bound, Borrnwer covenants and <br /> agrees that Barrouler's oh�igations and�iabili��shall be�o�nt and se�eral. �owe�er, an� Barrov�rer v�ho <br /> co-signs this Secur�ty Instrumen�bu�does no�execu�e the Note �a "co-signer"�: �a� �s caWsigning th�s <br /> Securit� Znstrunzent fln��r to mor�gage, gran�and c�nve�the co-5i�ner's interesf�n the Praper�y under�he <br /> �erms of th�s Security Instrum�n�; �b} �s no�p�rsonall�obl�gated to pay�he sums secured by�his SeCuri�y <br /> �nstrument; and �c} agrees�hat Lend�r and an�other Borr�wer can agree t�ext�nd, n�odify, forb�ar ar mal�e <br /> any accommoda�ions with regard�o the terms af th�s Secur�ty Ins�rumen�or the Nate withou�the ca-s�gner's <br /> consent. <br /> Subject to th�prov�sion�af Section �8, an�Successor �n Intere��flf Borrawer who assumes Borrow�r's <br /> ob�igat�ons under this Secur�t�Ins�rument in writ�ng, and is appro�ed by Lender, sha�l ob�a�n a�� of <br /> Borrov�er's r�ghts and benef��s under th�s Security Ins�rument. Borra�er sha��not be releas�d from <br /> Borrav�e�'s ohli�a�inns and 1�abi�i�y und�r�his Securit}� �nstrumen�unl�ss Lend�r a�rees to such rei�ase in <br /> wr�t�ng. The co�enants and agreements of�his Securxty �ns�rument shall bind �except a�provided �n Sec�ion <br /> �0� and�enefit�he suc�ess�rs and assi�ns of Lender. <br /> '14. Lnan Charges. Lend�r may charge Borrower fees f�r ser��c�s performed in connect��n v�i�h Borr�wer's <br /> defaul�, for the purpose of pro�e�t�ng L,�nder's interes�in the Property and righ�s under th�s Se�urity <br /> �nstrumen�, including, but no�lxm�ted t�, attorneys' f�es, property �nspec�ion and�aluat�on fe��. �n regard to <br /> any other fees, the ab��nce of express authori��in th�s Securi�y Ins�rument to charge a spec�f�c f���o <br /> Barrower shall not be�onstrued as a proh�bi�ion on the charging of such fee. L.�nder may nat charge fees <br /> �ha�are expressl�prahib�ted��this Securi�y �ns�rum�n�or by App�icable Law. <br /> �f the Loan�s subject��a law wh�ch sets maximu�m loan charges, and fhat�aw is finally interpreted so that <br /> the interesti nr other�oan charges cnl��cte�d or to he co��e��ed in connec���n w��h the Loan�xceed the <br /> permitted��m�ts, then: ta} any such Iaan charge shall be reduced�y the amaun�necessary to reduce�he <br /> charge to the permit�ed li��; and �b} an� sums already co�iected from Borrov�►�er vvhich exceeded perm�tted <br /> ��mits v�i11 b�refunded to B�rrower. Lender may choose ta make th�s refund b�redu�ing�he principal owed <br /> und�r�he Note or by making a d�rect payment to B�rrower. if a refund reduces principa�, the re�uct�on wi�i <br /> be�rea�ed as a par�ia�prepa�ment withaut any prepayrnent charge�v�hether or n�t a prepayment charge�s <br /> pro�ided for under the No�e}. B�rrov�er's ac�ep�ance�f any su�h refund made b�r direct payment ta <br /> Bvrrower vwi11 cons�itute a waiver of any right of action Borrower migh�ha�re arising out of su�h o�ercharg�. <br /> 7 5. Natices. All noti�es given�y Borrawer or Lend�r in cannect�on with this Security Instrumen�must be�n <br /> v�rit�ng. Any no��ce to Borrower in connect�on with th�s S��ur�t��nstrumen�shall t�e deemed to ha�e been <br /> g�ven t� B�rrower wh�n ma�l�d by firs�c�ass mai� ar v�hen actua��y de��vered�o Borrov��r's notice addr�ss if <br /> sen��y��her mear�s. N�ti�e t�any one Borrower shall canstitute n�tic�to a11 Borrowers unless Applicabl� <br /> Lavv expressly requ�res�therwise, The no���e address sha��be the Propert�r Address llnless Barr�wer has <br /> NE6RA5KA-Single Famity-Fannie MaelFredr�ie Ma�UNI�QRM 1NSTRUMENT Farrn 3D�$1I�1 <br /> VMP� VMP6�NE�{13Q2} <br /> Walters K[uwer�inanciat 5er�ices Page 1 1 v#i 7 <br />