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2� 17�� 18� <br /> �C� "Lende�" �� F��m� F�dera� Sa�i ngs ar�d Loan Assn of �rand I s�and <br /> Lender�� a Sa�ings ar�d Laan <br /> organiz�d and�x�s��ng und�r�he laws of T�e St��e af Neb r a s ka . <br /> Lender's address is ��1 Sflu`th L��ust St �rand I s�and NE �8841 <br /> . <br /> L�nd�r is�h��enefic�ary under th�s �eCur�ty�n��rumen�. <br /> �D� "Trustee" is Arend R Baa�k, Attorney <br /> �E� "N ote" �means the prom�ssory note signed by Barrovver and dat�d J�rt u a r'y U4, ��l7 . The Note <br /> states that Borrower��es Lender T1n1D HUNDRED TH I RTY F I VE TH�USA�D A�D D�I lU� <br /> Do��ars �U.S. $�3 5,Q D�.�a }p�us znterest. Borrawer has prom.ised to pay th�s debt�n regu�ar <br /> Per�odic Pa�ments and to pay�he debt ir�fu�� no��a�er than F�b�'uary 1, �D47 . <br /> �F� "P�op�rty" mean�the property�hat�s�iescribed belo�und�r th�heading "Transfer of Rights in�he <br /> Frop�rty,'► <br /> 4 G} "Lvan" means �he debt ev�denced by�he�ote, p��� interes�, any prepaymen�charges and�ate�harges due <br /> under the Note, and al� sums due under�his S�cur�ty �ns�rument, plus in�erest, <br /> �H} "Riders" means a�� R�ders t��his Se�uri�� Instrument tha�are�xecuted by Barr��er. The following Riders <br /> are to be execu�ed by Borrower �check box as applicabl��: <br /> � Adjustab�e Rate Rider � �andominium Rider 0 Second Home R.ider <br /> 0 Ba�toon Rider � Planned L�n�� Developmen�Rider 0 ��4 Fam�Iy R�der <br /> 0 VA R�d�r � Bir�veel��� Paymen�R�der C...�fl�her�s} �specify� <br /> ��� "Applicable Law" m�ans a11 c�ntroi��ng applicable federal, sta�e and�ocal sta�ut�s, regu�at�ons, ordinances <br /> and administrat�ve ru�es and or�ers ��hat have�he effect of�av�} as�e�l as a��app�icab��f�n�l, n�n-appea�able <br /> judicial apinions. <br /> �J� "Community Associat�vn Dues, Fees, and Assessm�nts" means a�� dues, f�es, assessments an�i��her <br /> char�e� �hat are�mp�sed on Borrower or the Prapert�by a eondominxum assoc�at�on, home�wn�r� <br /> associatzon�r��mi.�ar organizat�on. <br /> �K} "E�e�tronie Funds T�ansf�r" means any transfer of funds, n�her than a�ransaction orig�nated by check, <br /> draft, �r�imilar paper instrument, which is �n�tiated thraugh an e��ctran�c�ermina�, �elephonic instrum�nt, <br /> camputer, �r magn��ic�ape so as �o arder, instruct, or au�horize a f�nanc�a� �ns���ut�an to d�bit or cr�dit an <br /> account. Su�h t�ram�ncludes, but is not��m�.ted to, p��nt-�f sale tra.�sfers, automa��d�e��er machxn� <br /> transac�ions, �ransfer� in���ated b��e�ephone, w�re transfers, and automated clearinghouse�ransf�rs. <br /> �L� "Escro►►v �tems" means those �tems�hat are described in�e��ion 3, <br /> �M� '=Misce��aneaus Proceeds" means any campensatian, settlement, award of damages, or praceeds paid by <br /> any third part� (ather�han insurance proceeds paid und�r the�averages describe�in Se�tian 5} for; �i} <br /> da�nage to, ar�.estruc�ion�f, the Prop�r�y; �ii} condemnatian or oth�r�ak�ng�f a���r any par�of�he <br /> Praper�y; (iii}conveyance in l�eu of��ndemna�i�n; or�iv} misrepresentations of, or am�ssions a� ta, the <br /> va�u�andlar c�nd�t�on of the Pra er� . <br /> NESRASKA-Single�arr�ify-�annie MaelFredtlie Mac UNIF4RM INSTR�M�NT Form 3D28 11�� <br /> VMP(� VMP54NE�t13D2� <br /> Walters Kluwer�inar�cial Ser�ices Page 2 af�7 <br />