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2� 17�� 145 : pr�epayment�hai-�e(whether nr not a prepayment eharge is pro�ided far under the N�te}. Bo�-rUwer's a��eptance of any such i-efund made by dir�et payment to Borrower v►rill �onstittite a wai�er of any right of actian Borrower mi�ht have arising ol�t of such a�erchar�e. 15. Noti�es. All natices gi��n by Borrower or Lender in connection with this Security Yn�trument must be�n writing. Any notice to Borrower in connection with this Se�•urity Instrument shall be deemed tn have been gi�en to Bnrrower when mailed by first class mail or when actual�y delivered to Borrawer's n�ti�e address if sent by o�th�r means. Not�ce to dny one Borrawer shal�constitute natice to alj Borrowers unless�pplicable Law expressly requires . otherwise. The notice add�-�ss shall be the Prnperty Address unless Bc�rrower has designated a substi tute notice � address by notice to Lender. Borrc�wer sha�l promptly not�fy Lender of Borr�wer's chan�e of address. If Lender specifies a prc�cedure f�r reporting Borrnwer's�hange of address, then Borrower shall only report a change of address thi-�ugh that specified prncedure. There may be �nly �ne designated noti�e address Linder this Sec:urity Ins�rument at any one time. Any notice to Lender shall be gi�en by deliWering it or by mailing it by first class mail ta Lender's addY-ess stated he��ein uniess Lender has desi�nated another address by notic�to Bori-ower. �ny notice in connection with th is Secui�ity Insti-ument shall not be deemed to ha�e been gi�en to Lendei- until actual�y reeei�ed by Lender. If any notice required by this Security In�trument is alsn required under Appl�cable Law, the App�icable I�aw i-equii�ement will sat��fy the c�ri-esponding requirement undei- �h�5 Security Ins�i-ument. lf. �o�erning I..aw; Se�erability; Rules of Constru�tion. This Secui-�ty Instrument shall be �o�erned by f�eder-al law arzd the law caf the jurisdiction in which the Pi•operty is located. All righ�s and obligations contained in this Secui-ity Inst�-ument are subject �c� any requiremez�ts and limitations af Applicable Law. Applicable Law might exp�icitEy ar implicitly allc�w the parties t� agree by cc�ntract �i• it might be silent, but such silence shall not be constr�ied as a pi-ohibition a�.ainst aareemen�by cc�n�ract. In �he e�ent that any pro�ision or clause of this 5ecur�ty Instrument or the Note cc�n��licts with Applicable Law, such conflict shall not affect other pro�isions of this 5ecurity Instrument c�r the N�te vvhich can be gi�en effect without the conflicting provision. As used in �his Security Instrument: (a} wards of the masculine gender shall mean and includ� cnrresponding neutei� word� or words of the femir�ine gender; �b} w�rds in the sin�ular shall mean and include the plural and �ice �ersa; and �c} the wot-d "may" giWes sole d�scre�ion without any ob�i�ation to take any action. 1?. Borrower's Copy. Borrower shall be gi�en nne capy of the N�te and of this 5ecurity �ns�rument. 18. Transfer of the Property or a Bencficial Interest in Borrower. As used in this Section �$, "Interest in the Property" means any legal or b�neficia� interest in the Nroperty, inc�uding, but not Iirnited to, those beneficia� interests transfei-red in a bond fo� deed, contract for deed, installment sal�s�ontract or escrow agreement, �he intent nf which is the trar�sfer of title by Borrower at a futui-e date to a purchaser. If al! a�• any par-� of the Praperty or any rnterest in the Property is sald nr transferred �or if F3orrower is not a natui-al perSon and a beneficia� interest in Borrower is sold or transferred} without Lender's prior vvritt�n conseni, I�endei-may requii-e immediate payment in full of alf sums secured by this Security Instrument. Hawe�ei•, this opti�n shall i�c7E be exes-cised by Lender if such exercise is prohibited by Applicable Law. If I_ender exercises thi5 c�pti��, I�ender �hall �i�e Borr�wer natice ot�ac�ejera�ic�n. 7�he notice sha�l pro�ide a per��d c��n��t le�s than 3C�days fr��m the date the notice is�i�en in acc�rdance wi�h SecEiUn l5 within which Bnrrower must pay all sums secured by this Security Ins�rument. If�3Urrower fails to pay these sums prior tc�the expiratinn of this pet-�c�d, I_.ende�- may in�c�ke any remedies pci-mitted by this Security Instrument without further notice or demand [)17 �3C)1�1'L)VI'�I'. 19. Borrower's ��ght to Reinstate After Acceleratian. If Br�rrower meets certain cc�nditions, Bc7rrower sha�i have the i•i�.ht t�� have enfo�-c:ement af�this Security Instrument disc�ntinued at any time prior tn the earliest of: (a} fi�e days befo�•e sale r�r the Pi•op�rty pursuani to any p�wer of�a�e contained in this Security Inst�-ument; �b} such other period as ApplicabEe Law might specify for the terminatinn nf Borrawer's right t� reinstate; or �c} entry of a jud�men� enfoi-cing this 5ecurity Instrument. Those eonditic�ns are that �3orrower: �a} pays Lender all sums which then would be due undel�this 5ecurity Ir�stt•ument and the Note as if n�acceleratian had�ccurred;tb}cures any default nf�ny�ther co�enants or a�reements;(c}pays aZl expenses incurr�d in enforcing this Security Instrument, including, but not limited tn, t-�asonable attorneys' fees, property �nspection and �aluati�n fees, and other fees incurred foi- the pt�rpose of protecting I.�ender's interest in the F'rope�-ty and ri�hts under this 5ecurity Instriiment; and �d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this S�curity NEBRASKA--Single Family--Fannie MaelFreddie Mac UNIFORM INSTRUMENT Dnc�+laglc a Fn�m 3�28 11Q 1 Page 10 of 14 www,doemagrc.rom