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2� 17�� 117 , . . ; * � . < < , LUT�IX�6},BL�CK UNE(1},WESTR�ADS ESTATES,HALL C4LJNTY,NEBR.ASKA. Prior ins�rument reference: ReCarded on MA� Z�, �a1Z in YNSTRUMENT N�. 2�12U4256, of the �fficial Recards af HALL C�UNTY,NEBRASI{A This FHA Home Affordabf e Modif cation Agreement("Agreement"}is made on DECEMBER 5,ZU16 by and between Barrower, as abligor�s}, or as title ha�det(s} to the Pr�perry, as the context may require, and Lender. Borr�wer's�bligatians under the l�ate are secured by a properl�recarded Martgage,dated the same date as th� Note encumbering the Proper�y. Borrower agrees that, except as expressly modified in this Agreement, the Note and the Mor�gage remain in full force and effect and are�alid,binding ob�igations upon Borrawer,except as �ischarged in Bankrup�cy, and are prvperly secured by the Property. Nothing in this Agreement shatl be understood or construed to be a satisfa�tion or release, in whole vr in part af the Borrower's obligations unde� the Laan Documents. If my representa�i�ns in Sectian 1,Borrower Representafions,cantinue to be true in all mater�a� respects, then this Agreemen�will, as set forth in Section 3,amend and supplement�1}the Mortgag�on th�Properly,and�2} the Nate secured by the Mortgage. The Martgage and �ote tagether, as they may previaus�y ha�e been am�nded, are referred ta as the"Laan Dacuments." Capi�alized terms used in this Agreement and not defined ha�e the meaning given to them in the Laan Documents. 1. Borrower Represen�ations. I certify,represent to Lender artd agree: A. I am experiencing a finaneial hardship, and aS a resuit, (i} I am in defauj� under the terms of the Laan Dacuments, and �ii} I do not hav� sufficient income or access to suffcien� liquid assets �a make the monthty martgage payments now or in the near future; I did not int�ntionally or purposefully default on fhe terms of the Loan Documents in order to ob�tain a loan modificat�on; B. I certify the Property is not condemned and is not Wacant without the intent to re-occupy; C, There has been no imp�rmissible chang� in the ownership of�he Property since I signed#he Loan Docurnents; i7. I have pro�ided documentatian for all income that I receive(and I understand that I am not required to disc�ose ehild supp�rt ar alimony unless I chose �o rely on such income when reques�ing to qualify for the FHA Home�ffordable Modification Pragram�"Program")�; E. L]nd�r penalty of perj ury, all documents and inf�rmation I ha�e pro�ided �a Lender in connecfio n with this Agreement, including #he documents and information regarding my eligibi�ity for the Program,are true and corre�t; F. If Lender requires me to obtain credit counseling in connection with th�Program,I wii�da�o;and, 2. Acknowledgements and Pr�candi#ions to Modification. Wells Fargn Custorn FHA Home Affardable Modificatian Agreement YVA1936 I��1�1�� 11�22016_448 Page 2