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2� 17����5 <br /> re�uired�y R.ESPA, and Borrow�r shall pay to Len�er the a�mount necessar��o make up the deficiency�in <br /> ac�ardance�v��h RESPA, but xn no mare than �2 rr��n�hly payrnent�. <br /> �pon paym�n� in ful�of al� sums s�cured by�h�s Securi�y �ns�rument, Lender sha�l promptl�refunc��o <br /> Borrawer any Funds he�d��r Lender. <br /> 4. Charges; Liens. Barrawer sha��pay a�� taxes, assessrnents, �harg�s, f�n�s, and zmpvsitions a��ribu�able to <br /> th�Pr�per�y which can atta�n priari�y aver thzs Securi�y �nstrument, ��aseho�d.pay�nen�s or ground rents�r� <br /> th�Pr�perty, zf any, and Com.mun��y Assoc�at�on Due�, Fees, a.r�d Assessmen�s, �f a.�y. To�e extent tha� <br /> �hese items are Escr�w I�ems, Borr��ver sha��pay�hem in the mann�r pro�ided in Sect�on 3. <br /> Borrower sha��promptly d�scharge any lien which has prior�ty over�his Security �ns�rum�n�un�ess <br /> Borrower: �a} agrees in wr�t�ng���h�payment�f t�.e obliga��on secured by�he 1i�n�n a ma�n�r a�cep�ab�e <br /> to Lender, �u�only s�long as Borr�wer�s perform�ng such agre�ment; �b}c�n��sts the�ien�n go�d fa�th b�, <br /> or defends against enf�rcement�f the lien in, �egal proG��dings �vh�ch �n Lender's opinion opera�e to pr�v�nt <br /> �.h.�enfarcem�nt�f the��en wh�l�those prace�dings are pend�ng, but on�y un��� such proceedings are <br /> cancluded; or�c} �ecures fr�m�he hoid�r of the�ien an agr�emen�satisfactory�a Lender sub�rdina�ing the <br /> Z�en�o th�s Securi�y Instrument. If L�nder determines�hat any par�o f th� Praper�y is sub�e�t to a 1 zen which <br /> car�atta�n pr�arity over th�s Securi�y �nstrument, L�nder may gi�e B�rr�wer a notzce identifying the li�n. <br /> V�it�in I�days�f the date�n which that no��ce zs g�ven, B�rr�wer sha�l sati�fy the l�en ar tal�e one ar more <br /> o�th�ac�ions set for�h above xn this Sec��an 4. <br /> Lender may require Borrower�o pay a one��izne charg�f�r a real.es�a�e�a�verification andl�r repor��ng <br /> serv�ce used by Lend�r in c�n.nectinn with��is Laan. <br /> 5. Pr�pe�~ty insuran�e. Borrower shal.�keep �he irnpravements n�w exis�ing or��reafter er�cted an th� <br /> P�raper�y in�ur�d aga�nst�oss by fire, hazards in�luded�v��hin the�erm "�xtended caverage," and any�ther <br /> hazards inc�ud�ng, but na���m�ted to, ear�hquakes and floods, for which L�nder requ�r�s�nsuranC�. This <br /> �nsurance sha�l b�mainta�ned in the amounts ��nc�uding de�uc�ible levels} and f�r the per�ods �hat Lender <br /> requires. V�hat Lend�r requires pursuan�to the pr�ceding sent�nces can char�ge dUring the�erm�f the L�an. <br /> T'he�nsurance carrier pr�vi��ng the�nsurance sha�l be chasen by Borrawer sub�ec�ta Lender's rig�t�a <br /> d�sappro�e B�rr�wer's choice, wh�ch right shall nat be exercised unreasonab�y, Lender may r�quire <br /> Borr�wer��pay, in c�nnection with�h�s Loan, e��her: �a} a one-tim��harg�for flood zane de��rminatian, <br /> certification and track�ng�erv�c�s; or�b} a one-�ime charge f�r fl�od zane de��rmina��on and cer�ification <br /> ser�v��es and subsequent charges�ach time remapping�or sin�.��ar changes occur vvhi��.reasonably migh� <br /> aff�ct such det�rm�nation�r cer���ca�ion. Borro�v�r sha�� also�e respons�b�e for the paymen��f any fees <br /> xrnp�sed by th�Federal Emergency Mar�ag�ment A��ncy in connec�ifln w��h�h�re�v�ew�f an� f�ood zone <br /> d��ermaination result�ng frnm an ob�eCtzon by Borrawer. <br /> Xf Borr�vver fa�ls to mainta�n ar��af�he co��rages described abave, Lender nzay o��ain insurance coverage, <br /> at Lender's opt�on and Borrower's e�.pense. L�nder is under�.a�bligat�on�o purchase any par�iCular type or <br /> a�mount of coverage. Therefore, su�h co�erage shall co�er Lender, �ut migh�or nlight no�pr�tec�Barrower, <br /> Barrow�r's e�u�ty zn�he Proper�y, ar�h�con�en�s of the Proper�y, agains�any ris�, hazard ar l�abil�ty and <br /> might pra�ide greater or�esser cav�rage than was previously in�ffec�. Borrov�er acknovv�ed�es that the cost <br /> of th�insurance cov�rage sa obta�ned mzght s�gn��cantly��ceed the cost of�nsura�n����a�Borrovver cou�d <br /> have ob�ain�d. An�r amounts disbursed by L�nder under thi�Sec�ion 5 sha�.��ecome addi��onal debt of <br /> Borrawer secured b�r th�s Security�nstrumen�. These amoun�s shal�bear�nter�st at the�ote rate from the <br /> da�e of disbursemen�and shall be paya�ie, wi�h such interes�, upan nfl�ice fr�m Lender to Borrower <br /> requestin�paymen�. <br /> NEBRASKA-5ingle Family-�annie MaelFreddie Mac UNtFDRM 1NSTRUM�NT For�-€3aZ8 il�� <br /> VMP� VMP6�N�y�13a2y <br /> Wolters K luwer FinanciaE Ser�ices Page fi of 17 <br />