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24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Patricia A Garrison <br />My Commission Expires: <br />GENERAL NOTARY - State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp. June 19, 2019 <br />June 1 `. , 201 9 <br />- Witness - Witness <br />rtAIIt,7s (Seal) (Seal) <br />- Borrower - Borrower <br />Pal <br />STATE OF NEBRASKA, County ss: <br />The foregoing instrument was acknowledged before me this 30 day of December <br />2016 , by Patricia A Garrison. <br />Witness my hand and notarial seal at f rand Island in said County, the date aforesaid. <br />,efatc.J0 <br />Notary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Scott Kissler; NMLS #: 1525872 <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />IDS, Inc. <br />Page 12 of 12 <br />201608869 <br />