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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Jenni°fe G �J OA <br />STATE OF NEBRASKA, County ss: <br />The foregoing instrument was acknowledged before me <br />, by Jennifer Rose Gray. A �� <br />Witness my hand and notarial seal at �i ✓21 o y <br />My Commission Expires: <br />- Witness - Witness <br />this <br />tartr?: (906 <br />A GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />veijZs My Comm. Exp. September 8, 2019 <br />otary Public <br />Loan originator (organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (individual): Ed Jarosik; NMLS #: 470809 <br />IDS, Inc. - 30227 <br />20/608856 <br />(Seal) (Seal) <br />- Borrower - Borrower <br />day of Dede4e <br />in said County, the date aforesaid. <br />NEBRASKA - Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />