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201608854 <br />DURABLE POWER OF ATTORNEY FOR FINANCIAL MANAGEMENT <br />WARNING TO PERSON EXECUTING THE 1 OCUMENT <br />THIS IS AN IMPORTANT LEGAL DOCUMENT. IT CREATES A DURABLE POWER OF <br />ATTORNEY. BEFORE EXECUTING THIS DOCUMENT, YOU SHOULD KNOW THESE <br />IMPORTANT FACTS: <br />THIS DOCUMENT MAY PROVIDE THE PERSON YOU DESIGNATE AS YOUR <br />ATTORNEY- IN-PACT WITH BROAD LEGAL POWERS, INCLUDING THE POWERS <br />TO MANAGE, DISPOSE, SELL AND CONVEY YOUR REAL AND PERSONAL <br />PROPERTY AND TO BORROW MONEY USING YOUR PROPERTY AS SECURITY <br />FOR THE LOAN, <br />THESE POWERS WILL CONTINUE TO EXIST EVEN IF YOU BECOME DISABLED <br />OR INCAPACITATED. THESE POWERS WILL EXIST UNTIL YOU REVOKE OR <br />TERMINATE THIS POWER OF ATTORNEY. YOU HAVE THE RIGHT` TO REVOKE <br />OR TERMINATE THIS POWER OF ATTORNEY AT ANY TIME. <br />THIS DOCUMENT DOES NOT AUTHORIZE ANYONE TO MAKE MEDICAL OR <br />OTHER HEALTH CARE DECISIONS FOR YOU. <br />IF THERE I8 ANYTHING ABOUT THIS FORM THAT YOU DO NOT UNDERSTAND, <br />YOU SHOULD ASK. A LAWYER TO EXPLAIN IT TO YOU. <br />1 Principal and Attorney -in -Fact <br />PRINCIPAL <br />Elfriede M. K&OOM <br />2407 N. Locust <br />Grand Island, Nebraska 68801 <br />'1, Elfriede M. Kroos, appoint the person named below as my attorney -in -fast to act for me in any <br />Durable Power of Attorney for FlnancW Management— Page 1 ofll <br />