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2� 1 ��884� <br /> �C� "Lender" is Home Federa� Sa�i r�gs and L�an Assn �f Grand I s�and <br /> Lender is a 5a�i ngs and Laan <br /> organiz�d and existing und�r the 1a�s af Th e S�a t e o f N eb r a s k a . <br /> Lender's address is 2zl South Locust St Gra�d I s�and NE �88�1 <br /> . <br /> Lender is the benef�ciary under this Security In.�trurnent, <br /> tD� "Trustee" is Arend R Baack, Att�r�ey <br /> �E� "Nate" means the promissory not�signed by Banrower and dated D�cemb�r �8, 2�1 E . '�ie I��t� <br /> s�ates tha�Borraw�r ow�s Lend�r �N E HUN�RE D N�NETY S I X TH�USAN a �4ND �D I Z�� <br /> DalYars��U.S. $196,���.�� }plus in�erest. Borrawer has promi�ed to pay this debt in regular <br /> Periadic Payments and t�pay the d�bt in full nat Iat�r than J a n u a ry l, ��4 7 . <br /> {�� "Pr�p�rty" means_tbe property�hat xs describe�l�aelow under the heading "Tra.n�fer of Rxghts i.n the <br /> Property." <br /> �G� "Laan" means th�debt evidenced b��he Nate, p�us int�rest, any pr�payment�harges and Zate charges due <br /> under the Note, and all su.ms due under th.is Security Instrument, p�us int�rest. <br /> �H� "Riders" means a1Z Riders to tbus 5ecurity Instrument that are execut�d by B�rrower. Th�following Riders <br /> ar�to b�e�ecu�ed by Borrower�check�ox as applicab�e�: <br /> []Adjusta���Rate Rid�r ❑Condami�ium Rider [�Secand Home Rider <br /> [�Bal�oon Rider �Planned ilnit D���iopment Rid�r Q 1-4 Famaly Rider <br /> [��A Rider �Biw�ekly Pa�men�Rid�r � �ther�s} [specif�� <br /> ��} "Appiicab�e Law" means a11 contro�ling applicabxe federal, stat� and local statut�s, regulations, ardinanc�s <br /> and administrative rules and arders (that ha�e the effect o��aw� as well as all applicab�e fina�, non-appeala�le <br /> j�di�Ya1 opituons, <br /> �J� "Commun�ty Assaciation Dues, Fees, an� Assessments" meat�s aII dues, fees, ass�ssments and�ther <br /> charges that are imposed on Borrower ar the Pr�perty by a condominium association, homeown�rs <br /> assaciatx�n or sx.milar�rganization. <br /> tK� "Electr�nic Funds Transfer" means aay trans��r of funds, oth�r than a tran.sactian�rigiva�ed by ch�ck, <br /> draft, or sim�lar paper uastnim�nt, which is uautiate�d thr�ugh an electronic t�rm�na�, telephanic instzument, <br /> computer, vr magnet�c tape so as to�rder, i�astruct, a�authorize a finan�ia� institution to debit�r eredxt an <br /> a�count. Such�erm inc�udes,but is not limited��,p�int-of-sale transfers, automat�d�eller machine <br /> transaet�ons, transfers uutiated by telephone, wire transfers, and automated clearinghouse tran.sfers. <br /> �L� "Escrow ltems" mea.ns those�tems that are descrihed in Seetion 3. <br /> t1Vl� "Miscellanevus Praceeds" means an�r�ampensatian, sett�ement, award of damages, ar proceeds paid by <br /> any�hird party�ather than i�nsuranc�proce�ds pax�under�he co�erages described in Seetion 5} for: �i} <br /> damag�to, ar destructian of, the Prop�rty; �ii}condemnatifln ar other takin� af a�I or any part❑f the <br /> Praperty; (i�i}can��yan�e in Iieu of condemnation; or��v}rnisrepresentations of, or omissions as�o, the <br /> �alue andlar condition af the Pro �rt . <br /> NEBRASKA-Single Family-Fannie Mael�reddie Mac L?NSF�RM 1NSTR[JMENT Form 30Z8�1�1 <br /> VMP(� VMPfitN�y(13021 <br /> Wniters Kluwer Fnanciai Ser►iices Page 2 of 17 <br />