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. 2� 1 ��88� 1 <br /> �C} "Lender" is Home Federa� Sa�i ngs and L�an Assn �f Grand Is1 and <br /> L�nder is a 5a�i ngs and Loar� <br /> ar�an�zed and exist�ng und�r th��a�s�f T�e State of Nebr�ska . <br /> Lender's address is 2��. South Locust St Grand Is1 and NE �88D1 <br /> Lend�r is the bene�ciary under�hi� S��urity Instrument. <br /> �D� '�Trustee" is Ar�nd R Baack, Attorn�y <br /> �E� rr N�te" rneans the prnmissory note��gn��.by Barr�v�er and dated ❑���mb��' �9, 2 Q 1� . �he Nate <br /> s�ates tha�Borrflvver ovves Lender THRE E HUND�E Q F�RTY U�E THflUSA�C� F I�E �lL�N�RE D <br /> A�D �DIl4� <br /> D�I�ars �U.S. $341,�0 D.0 4 }plus interest. Borrawer has promised�o pa�thzs debt zn regular <br /> Peri�dic Payments and ta pay the debt in ful�not later than �a nu a ry �, ��47 . <br /> �F3 "Rrvpe�ty" rneans the prop�r��that�s describ�d bela� und�r the head�ng "Transfer of Righ�� in th� <br /> �'r�p�rty." <br /> 4 C} "Lvan" means the de��e��denced by�he No�e, plus interes�, any pr�pa�rment charges an�lat��harges due <br /> u�ader the N�te, and a�Z su�ms due u�ader th�s Secur��y �nstrum�nt, plus int�res�. <br /> 4 H� "Riders" means al�Riders to this Security Instrument that are execu��d�y Borrower. The fo��owing R�ders <br /> ar�t�hP P�P���t�r�h�R�rr��Pr �����k h4x ac ar��i���i1P i: <br /> �Ad�ustab�e Rate R�der ��and�m�nium Rider 0 Sec�nd�ame Rid�r <br /> 0 Balloon R�der �P�anne�. Un�t Deve��pment Rider 0 i-4 Family Rider <br /> 0 VA Rider 0 Biweekly Paymen�R�der [.� C�ther�s} �specify� <br /> ��� "Appl�cahle Law" mear�s a��contra���ng app��cable f�derai, s�a�e and�oca� s�atu�es, reg�.lati�ns, ardznanc�s <br /> and administrativ�ru�es and orders �that have�h�effect af Iaw} as well as al� applica�l��na�, non-appea�a�i� <br /> �udic�al opini�ns. <br /> �J� "Cvmmunity Associativn Due�. Fees, and Assessments" m�ans a�Z dues, fe�s, assessrnents and ath�r <br /> charges�hat ar��rnp�sed an Borrower ar the Prnper�y by a�ondoznin�um assaciation, home�wners <br /> ass�cia�ion�r simi.�ar argar�.�za��nn. <br /> �K� "Electronic Funds Transfer" means any transf�r of funds, oth�r than a�rar�saCt�on�rig�na�ed by chec�, <br /> draf�, or similar paper instrument, �vhich is �n�t�ated through an el�ctron�c��rm�na�, te�ephon�c instrumen�, <br /> c�mpu�er, or magnetic tape so as to order, instruct, or authoriz�a finan.c�a� znst�tu��an to debit or credz�an <br /> acc�unt. Su�h term includes, bu�is n�t l�mite�.t�, p�int�of sa�e transfers, au�omated tel�er machine <br /> transac��ans, �ransfers�n�tiated by tel�phane, w�r��ransfers, a.nd autoxnated c�earinghouse transfers. <br /> 4L� rr Escrv►nr �temsrr m�ans those items tha�are described in Sect�an 3. <br /> �M� "�Illiscellaneous Proceeds" means any c�mpensa��an, sett�em.ent, award�f damages, ar proceeds paid by <br /> any third party �other�han insurance proceeds pa�d under the coverages descr�bed in Sec�zan 5} far: ��} <br /> damage�o, or destruction of, the Prc�per�y; �ii} �ondemna�ian or other taking of a�l or any part of th� <br /> Property; �iii}�an��yance�n�i�u of candemnat�on; ar��v}mzsrepresentatian��f, �r omiss��ns as to, the <br /> valu�andlor c�ndi�ion of the Pra ert . <br /> NEBRASKA-5in�le Family-Fanr�ie Ma�IFreddi�Mac UNI�ORM INSTRtJMENT Form 3028 11�1 <br /> VMP Q VMP6{N�f�730Z� <br /> Wvlters Kluwer Finar�cia!5er�ices Page 2 0#i 7 <br />