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2� 1 ��88� 1 <br /> ��. Bvrrower Nvt Released; Forbearance �3y Lender Nat a Wai�er. Extensian af the time far paynn.ent ar <br /> mod�fzcation of amor�iza�ion�f the sums secur�d b�th�s S�curit� �nstrumen�granted by Lender to 8orrower <br /> or any Successar in�nterest of Borravver sha�� n�t op�rate�o release the Iiabiiity�f Borrower�r any <br /> Successars in In�erest of B�rrower. I.ender sha��nat be required to cammen�e prflceedings agains�any <br /> Succ�s�or in Interes�of Bflrrower or t�refus�to ex�end�ime for payment or o�herw�s�m�dify amor�i�a��on <br /> of the surns secured�y this Security Ins�rumen�by reason of any demand made by the original Barrov�rer or <br /> any Succe�sars in Interes��f Borrower, An� for�earance b�r L,ender in exerc�sing any r�ght or remedy <br /> �ncluding, withou�Iimitation, L�nder's acceptan�e af payments from third persons, ent�t�es or Successors in <br /> �nterest of Borr�wer or�n arnaun�s less�han the amaun��hen due, sha11 nn�be a waiver of ar�rec�ude the <br /> e�.erci se�f a�y righ�or remedy, <br /> �3. Jo�nt ar�d Se�era� Liah���ty: Cv-signers: Successors and Assigns Baund. Borr�wer co�venants and <br /> agre�s that�orrower's obl�gatians and�iab�l�ty sha��b�j��nt and sev�ra�. �iowever, an�r Borrower�crho <br /> co-signs this Secur��y�ns�rument but do�s not execu��the Note�a "cn-signer"}: �a} ��co-signing�h�s <br /> S�curi�� Ins�rumen�only�o mor�gage, gran�and�onvey�h�co-s�gner's �n�erest in�.e Propert�under�he <br /> terms of�his Security Ins��runlen�; ��� is nat persona�Iy ob�iga�ed�o pay�he sums secur�d b��his Se�urity <br /> �ns�rurnen�; and��} agrees that Lender an�any othe�Borrovv�r can agree�a�xtend, mad�fy, f�rbear or make <br /> a�n.y ac�ommndations w��h regard t�the�erms of�h�s Securi�� Instrumen�or the Not�wxthou��he co-s�gner's <br /> c�nsent. <br /> Sub�ec��o�he prov�sions�f Se��ian 1 S, any Su�c�ssor�n�nteres�of Barrov�er who assumes Borrower's <br /> ob�igat�ons und�r th�s Securi�y �nstrument in wr�t�ng, and �s approved�y Lender, sha11 ob�axn a11 of <br /> Borrower's r�gh�s and�enef��s under�h�s Secur�ty �ns�rument. Borrov�rer shal�not be rel�ased from. <br /> Borrower's�b�iga�ions and liabiii��under th�� Securi�y�nstrument un�ess Lend�r a�re�s t� such rel�ase in <br /> wri�ing. The cov�nants and agreements of�his SeGur�ty�ns�rum.en.t sha�� bind�ex�ep�as pr�v�ded in Se��i�n <br /> 2�} and benefit�he succ�ssors and assi�ns af L�nder. <br /> '14. Loan Charges. Lender ma�charge Borrower f�es f�r serv�ces perf�rmed �n connec�xan v�i�h Borrovver's <br /> defaul�, f�r the purp�s��f pro��ct�ng Lender's �n�ere��in�he Proper�� and rights under�his Security <br /> �ns�rument, in�;�uding, �ut no�Iimited to, attorneys' fees, proper�y��sp�c��on and�aivat�on fe�s. �n regard to <br /> any other fees, the a�sence of express authority�n this Security Ins�rumen��a charge a spe���c fe��a <br /> Borrow�r sha��no�be cvnstrued as a prahibit�on on�he charging of such fee. Lender ma�nat charge fe�s <br /> tha�are exnress��nrnh�bi�ed by this Securit��nstrumen�ar�v Apnl�cable Law. <br /> If th�Loan is subjec�to a xa�v wh�ch sets maximum�aan charges, and�hat�aw �s f�nai�y �n�erpr��ed so�ha� <br /> �he�nt�rest or o�her Ioan charges co��ec�ed or t�be co���c��d in connection wi�h��.�Loan exceed the <br /> p�rm�.��ed�xmi.ts, then: �a} ar�y suc�loan charge shal� be r�duced by�he amoun�nece�sary to reduce�h� <br /> charg�to the perm���ed��mit; and �b} any sums already co��e��ed from Borr�v�er v�hich e�.ceeded perm�tted <br /> Iimits wii� be refunded�o Borrnw�r. Lender ma��h��se�o make�h�s refund by reducing��e pr�ncipa�avved <br /> un�.er the N��e ar by mak�ng a d�rec�payment to Borrow�r. If a refund reduces princ�pal, �he reduct�on wi�1 <br /> l�e treate�as a par��a�pr�paym.en�v�i�hout an�prepaym�ent charge�whe�her or no�a prepaymen�charge is <br /> pr�vided for under the Not��. Borrower's accep�ance of any such refund made by direct payment�o <br /> Borrower w�ll cansti�ute a v�raiver of any right of ac�ian Barrflv�rer might hav�arising�ut of�uch overcharge. <br /> 7 5. Nat���s. A��no�ices g��en hy�arro�nrer or Lender in connec���n�vith�his Securi�y Instru�nent must be in <br /> wri�ing. Any nnt�ce�o Barrower�n c�nnec�xon vv��h�h�s Secur����ns�rum�nt sha11�e d�emed��ha��been <br /> g��en to Barra��r�rhen ma�led by fir��class mai�or when actua��y de���ered to Borrower's no�ice address if <br /> sen�by other means. Notice�o any�ne Barrovver shall�onstztute nfltic�to a�� Borrowers unless Ap�l�cable <br /> I�aw expressly requires ot�erwise. The n�tic�address shail be�he Proper�y Address un�ess B�rrower ha� <br /> N�BRASKA-S€r�gfe�amity-Fannie MaelFreddie Ma�UNI��RM 1NSTRtJM�NT �orm 3n28 1141 <br /> VMP p VMPfifN�)t�3�2y <br /> Walters Kluwer�inancial 5er�ices Page i�v#17 <br />