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2� 1 ��88�� Any amaunts disbursed by Lender under this Section 9 shall become additior�al debt of Borrawer se�ured by this Secur�ty Instrument.Thes�amvunts shall b�ar��.te�est at the Note rate from the date of�iisburser�ent an.d sha11 be payable,with such�nterest,upon notiGe from Lender to BorroWer requesting payment. If this Security Instrument is on a leasehol�, Borrower sha1�comply with a11 the provisions of�he lease. If Borrower acquires fee�it1e ta the Property,the leasehold and the fee�itle shai�not merge unless Lender agrees to the merger in�rriting. 'I Q, Martga�e�nsurance.If Lender r�quired Mortgage In�urance as a condit��n pf mak�ng the Loan, Barra�rer sha1�pay the premiums required to ma�n�aYn�he M�rtgage�nsuranGe in effect. �f, for any reason,the Mortg�.g�Insurance coverage required by Lender ceas�s to be availa�le f�om the mortgage insurer that previausly provided such insurar�ce and Borrower was required to make separately de�ignated paymen�s to�vard the premiums for Mortgage Insu�rance, Borrowe�shali pay the premiu�ns required to obtain co�erage subst�ntially equivale�t to�he Mortgage Insuranee pre�ious�y�r�effect,at a cost substantially equivalent ta the cost to$orr�wer of the Mor�gage Insurance pr�viously in effec�, frorrz an�lterna�e mortgage insurer seiected b�Lender. �f subs�antial�y equiva�ent Mortga�e Insurance�overage is not availab�e, Borrow�r sha�l c�ntinu�to pay to Lender the amoun.t of the se�ara,tely designated paymen�ts that�vere due�vhe�the insurance coverage ceased to be in�ffect. Lender will acc�pt,use and retain these payments as a non-refundab�e Ioss r�ser�e in lieu of Mortgag�Insurance. �uch loss rese�tve sha�l be non-refundable, not�ithstandi�g�he fact t�at�h.e�.oan is ul�imate�y paid in f�ll,and Lender sha11 not�e required ta pay �orrower any int�rest�r earnings on such loss reser�e. Lender�an no i�nger require loss reser�e paym�nts if Mortgage Insurance coverage�in the amount and for the period that Lender requires�provided by an insurer selected by Lender aga�n becomes availal�le, is obtained,and Lender reyuires separately designated payments toward the premiums for Mortgage Insuran�e. If Lender required Mortgage Insurance as a conditi�r�of making the Loan and Barrower was required t�make separately designated paynnents to�ard the premiums for Mortgage Insurance, Borrawer sha11 pay the prernium�required to mair��ain Martgage Insurance in effect,or to pro�ide a non-refundable �oss reserve,until Lender's requirement for Mortgage Insurance ends in accordance�vith any written agreement between Borrower and Lender providing for such terminatian or un�il termination is required by Applicable Law.Nothing in this Section ��affects Borrower's obligation to pay interest at the rate pro��ded in the Not�. N�ortgag�Insuran�e re�mburses Lender(or any entity that purchases the Nate}for certain losses it may incur if Borrovver does not repay the Loan as agreed. �orrow�r is not a party to the Mortgage Insurance. Mortgage insur�rs e�alua�e th�ir total risk�n all su�h i�.sura�nce in force from time to time, an�rnay enter inta agreeme�ts vv�th other partie�that share or modify�heir risk, or reduce �osses. These agreem�nts are an �erms and canditions that are satisfactory�o the rxiortgage insurer and the o�her party�or p�rties}to these agreements.These agreements may re�uire�he mortgage insurer t+�make payments using any source of fun�s tihat the mor�gage�n5urer rnay have available(which may include funds obtained from Mortg�� Insurance premiums}. As a result of these agreements, Lender,a�y p�r��aser of the Note,another insurer,any reinsurer,any other ent��ty, or any aff liate of any of the fvr�goxng, may r�cei�e (direc�ly or indirectly}amounts that deri�e frorri�or mig�t be ch�aracteri�ed as}a p�rtion af Borra�er'�pa�ments far ll��rtgage Insurance, in exchange for sharing or modifying the martgage �nsurer's risl�,or reducing losses, If such agreement pro�ides that an af�liate of Lender ta.kes a share of the insurer's risk in exchange for a share of the premiums paid��o the insurer,th�arrang�rnent is often termed"captive reinsurance."Fur�her: q�336G362297 ��33 442 �917 NEBRASKA-Single Family-Fannie MaelFneddie Mac UNIF�RM�NSTRUMENT WITH MERS Form 3a28 11�1 VMP C7 VMPFAtNE}(13�2}A4 Vltalters Kluwer Fi�anciat Services Page�of 17