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2� 1 ��88�� services and subseque�t charges eaeh time re�appings or similar changes occur which reasonably might affect such d��erminati�n or certification, Barrower shall also be responsibl�for the payment of any fees imposed b�the�ederal Emergency Managem�n�Agency in connection with the re�ie`u of any flood zon� determination resulting from an ob�ection by Borrower. If Borrower fails ta maintain any of the co�erage�describ�d abo�e, Lender may obtain insurance coverage, at Lender's option and Borrower'�expens�. Lender is under no obligation to purchase any par�icular type or amount of coverage. Therefore, such covera��shall eover L�nder,but might or might nat protect Borrovver, Borrawer's equity in the Property,�r the canten�s of the F'r�per�y,against any risk, hazard or l�abiiity and might pravide greater or less�r caverage than vvas previously in effect. Borrower aGknowledges that�he cost of the insurance coverage so obtained might significantly exceed the cos�of insurance that Borrower cauld have obtained.Any amaunts disbursed by Lender under this Section 5 shall becorne additional debt of Borro�ver secured by this�ecurity Instrum�nt. These amounts shall bear�n�erest at the Note rate from the date of disbursement and shall be payable,vvith such interest,upon notice from Lender ta Borrower requesting payment. A11 insurance policies re�uir�d by Lender an�ren�wa�s of sueh palicies shal�be su�ject to Lender's right to disapprave such palicies, shall include a standard mortgag�c�ause,and�hall name Lender a�mortgagee andlor as an additional loss payee. Lender sha11 ha�e the right to hold the policies and renewal certifica�es. If Lender requires, Barrowe�r�ha11 promptly�i��Q L�nder al�receipts of paid premiums and renetival notices. If B�rrower obta.in.s any form of insu�rance coverage, not otherwise required by Lender, for damage to,or destruction af,the Property, such policy shall include a standard martgage clause and shall name Lender as m�rtgagee andlor as an additional lass payee. In the event of 1oss,Borrow�r sha11 gi�e prompt notice to the in�urance canier and Lender, Lender may ma1�e proof of loss if not made promptly by Borrower, Unle�s Lender and Borrower otherwise agree in writing,any insurance praGeeds,whether or nQt the under�ying insurance was r�yuired by Lender, shall be applied�o restoration or repair of th�Proper�y, if th�restoration or repair is economi�ally feasible and Lender's security�s not lessened. During such repair and restoration period,L�nder sha11 ha�e the right to hold sueh�nsurance proceeds until Lender has had an opportunity�o inspect such Property to ensur�the work has been completed ta Lender's satisfactxon,provided tha�such inspec�ion sha11 be undertaken prompt�y. Len�ier may disburse proceeds for t�.e repairs and restora�ic�n in a single payment or in a series af pro�r�ss payments as the work is complete�.Unless an agreement is made �n writin�or Applicable Law requires in�erest t�be paid an such insuran��proceeds, Le�der sha�l nat be required to pay Borrower any interes�or eamings on such proceeds. Fees for public adjusters,or other third parties,reta.ined by�orrower sha��not be paid out of the insurance proceeds a�d shall be the so�e obligation of Borrower. If�he restoration or repair is not econamically feasible or Lender's securit�wou�d be lessened,the insurance proceeds shall�e appl�ed to the sums secured by this Security Instrurnent,whether or not then due,with the excess, if any, paid to Borrower, Such insurance pr�ceeds sha11 be applied in the order pravided for in Section 2. If Barrower abandons the Property,Lender may f�le, r�ego�iate and set��e any available insurance Glaim and related mat�ers. If Borro�ver daes nat respon�within 3�days to a notice from Le�ader that the insurance canier has offered�o settle a claim,then Lender may negotiate and se�tle the c�aim. The 3�-day period will begin�vhen the notice is given. �n either eve�t,or if Lender acquires the Prop�rty under Section 22 or otherwis�, Borroruer her�by a�signs ta Lender�a}Borrower's rights ta any insurance praceeds in an amount not to exceed the amaunts unpaid under the Note�r this Secur�ty Ins�rument, and(b}any other of Bon�wer's rights(o�her than the right to any r�fund of unearn�d premiums paid by Borro�uer}under all insuranee policies covering the Property, insofar�s�uch rights are applicab�e to the co�erage af the Property. Lender may use the insurance proc��ds either to repair or restore the Property or to pa}�amaunts unpa�d under the Note or this Security Instrument,.vvhether or not�hen due. NEBRASKA�ingle Family-Fannie MaelFr�eddie Mac L1NIF�RM INSTRLlMEfVT WlTH MERS Fo�m 3428 11�1 VMP� VMP6A[NE}(13�2).�� Walters Kluwer Financia!Senrices Page�o�f 17 q�336G362�97 �Z33 44� �717