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2� 1 ��88�� Parc�l 1 D N u m be r: 4��4 5 which currently has the addre ss o f 71� 5 K i m b a 1� S t �,s��Qt� �rand I s�and (��ty�, Nebraska�88�1-7�1� ��r�C'ode� �"Property Address"}: T(JGETHER WITH a�l the impro�ement�now ar hereafter erected on the property, and a1I easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be co�ered by this Security Instr�ument. Al�of the foregoing is referred to in th�s �ecurity Instrument as the "Property."Barrower understands and agrees that MERS holds�nly legal tit�e t�the interest granted by Barrower in this Security Ins�rument,but, if necessary#o comply w�th 1aw or custom, MERS(as nominee for Lender and Lender's succ�s��rs and assigns)has the right:ta �xercise any or all of those int�rests,including,but nnt Iimited to,the right to for�c�ose and sel�the Property;a�d to ta.ke any action required of Lender including,but not limited to,releasing and canceling this Security Instrument. B�RR�WER C�VENANTS that�orrower is�awfully seised of the estate hereby con�eyed and h�s the right to grant and con�ey the Property and that the Property is unen.curr�b�red, except for encumbrances of record. Borrov�er warrants and will defend generally the title to the Property agains�all c�aims and demands,subje�t to any encumbrances of record. THIS SEGUR�TY INSTRUMENT combines uniform covenants far nationa�use and non-uniform �o�enants with 1irrlited�ariati�ns by�urisdic�ion to constitute a uniform security instrument covering real property. Vniform Ca►�enants.Borrower a�d Lender covenan�and agree as fo�lows: 1. Paym�nt vf Pr�incipat,lnterest, Es�row its�ns, Prepayment�harges,ar�d Late�harges.Borro�ver sha11 pay when due the pr�ncipal of, and interest on,the debt e�idenced by the Nate an�i any prepayment charges�nd late charges due under the Note. Borro�ver shai�also pay funds for Escrow�tems pursuant to Section 3. Payments due under the Note a�.d this Security Instrument shail be made in U.S, currency. Ho�r��er, if any ch.eck o��ther ins�iment r�c�ived b�Lent�er as payment un�er the 1�ote or thi�Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and thi�Security Instrument be made in one or more of the fallowing forms, as selected by Lender; �a}cash; (b�money order; �c}certif�ed check,bank check,treasurer's check ar cashier's eheck,provided any such check is drawn upon an institution whase�ep�sits are insured by a federai agency, instrumentality,or entity;or(d) Electronic Funds Transfer. Payments are deemed recei�red by Lender whe�a received at the�ocatian designated in the Note or at such other locat�on as may be designated by Lend�r ir�ac��ardance with th�notic�provisians in Se�tion 15, Lender may return any payment or partial pa�ment if the paym�nt or partial payments ar�insufficient to bring the Loan current. Lender may acce��any payment or partial payment insufficient to bring the Loan current,Without waiver of any rights hereunder or prejudic�to i�s rights to refuse such paymen�or partial paymen�s in the fu�ure,but Lender is not obligated tU apply sueh�ayments at�he time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest on unapplied funds. Lender may hold sueh unapplied funds until Borrower makes paym�nt to bring t�e Loan current. If�orrower does not do so�vithin a reasonab�e per�ad of tim�, Lender shall either app�y such funds or return them to Borrower. If not appli�d earlier, �uch funds w��i be appiied to the outsta.nding principal ba�ance under the Note immediately prior to foreclflsure. No offset or c�aim�vhich Borrower might have naw or in the future agains�Lender sha��relieve Borrower from making payments due under the No�e and this Security Instrument or performing the covenants a�ad agreements secured by this �ecurity Instrument. NEBRASKA-Single Family-Fannie MaelFr�ddie Mac LlIVfF�RM INSTRUhAENT WITH MERS Form 3428 11�?1 VMP� VMPSA(NE}(�3�2}A� Walters Kluwer Flnancial Senr�ces Page 4 of 17 q4336536Z297 ��33 442 �417