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2� 1 ��88�� <br /> �C} "Lender"i��u�cken Loans I nC. <br /> . <br /> Lender is a �arporat�on <br /> organized and existing under the lavvs o f t h e S t a te o f M i c h�g a n . <br /> Lent�e�`s a�ddress is 1Q�Q I���dwar� ��e, ����'a1 t, MI �822�-19fl� <br /> �D� **Trustee" �s Fi rst Ameri�an Ti t�� � <br /> . <br /> �E} "MERS" is Mortgage Electronic Reg�.stration Systems, �nc. MER� is a separate corporation that is acting <br /> so�e�y as a nominee for Lend�r and Lender's successors an�assigns. MERS is the beneficiar�under�his <br /> Security Ins�rument. MERS is organi�ed and ex�sting und�r the la�vs of Delaware, and has an address and <br /> telephone number of P.�. Box 2�26, Flin�, MI 485�1-2426, �ei, (888}679-MERS. <br /> �F} "Note" means the promissory note signed by Borrower and dated �eCem�]��' 2�, 201� . The Nate <br /> sta�es that Borrovver owes Lender S�V�n�y Th�USand S1 X Hundred and ��11DQ <br /> Dollars[U.S. $ 7�,�0 0.�Q }plus interest. Borrower has promised to pay�his debt in regular <br /> Periodic Payments and ta pay the debt in fu11 not�ater than J a n u a ry 1, 2��2 . <br /> 4G} "Property"means the property that is described helov�under the heading"Transfer of Rights in the <br /> Prop erty," <br /> �H} "Loan"�neans the debt e�idenced by�he I�ote, plus ir�terest, any p�-epayment charges and late charges due <br /> under the Note,and a11 sum�due under this Security Instrument,plus�nterest. <br /> �I} "Riders"means all Riders to this Security Instrument that are executed by Borro�ver. The fo�lowing Riders <br /> are to be executed by Bonower[check box as applicab�e]: <br /> �Adjus�.able Rate Rider C��ondomit�ium Rider � �econd Home Rider <br /> � Balloon Rider 0 Planned Unit Develapment Rider � 1--4�amily Rider <br /> 0 VA Rider 0 Biweekly Payment Rider ��th�r(s} [specify] <br /> �egal Attached <br /> 4J} "ApplicableLaw" means a�l controlling app�ica�ble f�deral, s�at�and local statutes, ��gulations, <br /> ordinances and administrati�e ru1�s and orders(that have the effect of la�v)as we11 as a11 applicab�e final, <br /> nan-appealab�e judieia�apinions. <br /> �K} "�ommunityAssociationDues, Fees,�nd Assessments"means a��dues, fees, assessments and oth�r <br /> charges that are impased on Borrower or the Prop�rty by a condominium associatian, homeowners <br /> ass�ciatian or simi�ar organi�ation. <br /> �L� "ElectronicFundsTransfer"means any transfer af funds, other than a transactian origina�ed by check, <br /> draft,or similar paper instrument,which is initiated through an e�ectranic terminal,telephonic instrument, <br /> comput�r, or magnetic tape so as to order, instruct,or authorize a financial institu��on to debit or credit an <br /> account. Such term in��udes,but is not Iimited to,paint-of-sale transfers,automated teller machine <br /> transactions,transfers initiated by telephone,wire transfers, and autot�ated clearinghouse transfers. <br /> �M} "Eserow ltems"means those items that ar�described in Section 3. <br /> NEBRASKA�ir�gfe Family-Fannie MaelFneddie Mac L1NIFaRM INSTRUMENT WITFi MERS Fvrm 3�28 11�1 <br /> VMP Q VMP6A�NE)(13�2}.4� <br /> Wolte�rs 4Cluwec Fi�a�c�al5esv�ces Page 2 ofi 17 <br /> q03366352297 4�33 44� �217 <br />