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<br /> 2� 1 ��8759
<br /> peri.Qdic Fa�zn�nt i�ou�stan�g, Len�er may applY a��pa�nner�t r�eive�.fr�m B��rra�r�r ta th�r�a�rn�n��f th�
<br /> �enadic�aym�n�s if,and�ca th�exfent t1���,e�ch paymen��an be�az��futl.T�the e�t�n��.h.a��ny�xcess e�xs�s afker
<br /> th�pa�rm�n���applf�d to�he full paymen�c�f�n��r�r�.a��Peri.�di�Pa�nents,suc��x�ess may�be applied ta an�laf�
<br /> charges du�e.�o�urztary prepa�mnents sh�11.be applx�t��xrs���any pr�}�aym�n��harges an�.�he�as de��rihed z��re�ofe.
<br /> Any�.pplicatzo�af�ayments,���uranc�p�rv�ce��c�..s,�r Miscellaneaus P-roceed���princ�pa��.u��un.�er-�h�No��s�iall
<br /> n�t�x�en�.or pasfpan�fhe��z�e da#e,ar change�h.�e amaun�s�f th���ri�dic Pa�rm�n��.
<br /> 3.�und.s f�x�s�rflw It�m�,�arro�we�r shall gay fo L���er Qn the day�eri,ac�i�Paym�nts a�re due ux�d�r�fihe N�fe,
<br /> un�il��l�of��.s paid�n fu��,a sum�fh.�e C4Fun�s"�to pra�d�far pa�rment of axnour�ts due fQr;�a��axes and assessments
<br /> and�ther x�ems whzch ca�.a�ta�n pri�rity ov�r�h%s S��urii-�X�s�xmen� a5 a Iien�r ericum�braric� �n th.�Prapez-�y=
<br /> �b�l�aseh�ld paym�n#s nr g�oux��r��xt�ax��h�Prap��i.y,if an�;�c�pr�emium�fflr any and al��nsurance re�����y�nd�r
<br /> under Se�ti�n 5;�ra.d�d�M�r�ga�e xnsuran�e�rezni�u.ms,if an�r,ar any susns payab��by B�rro��r��i��x�der in].i�u of the
<br /> paym�xxt af Mor�gag��nsura�a.ce premiums in accardan��with�h.e praviszon��f Se�tion �.�.Thes�if�nxs are call�d
<br /> "Es�raw�ztem�."A� a�zginatxon flr at any ti.xn� during�he t�rm �f th� �.aa�n, L�nder may r�qu%re�ha��oxn�unzty
<br /> Assacra�ian I�ues,F�es,�nd Asses�men�s,�f any,he e��r��ed by Borrt�w�er,an�.s�.ch�d�es,fees�x�.d a�s�ssmen�s sh��b�
<br /> an Escr4vcl ��em. Borra�rer �ha.l.��rarnp�ly furnis��o Lender a11.natiGes of amoun�s fo b�e paid u�.d�r�h.'rs S��tian.
<br /> B��row�r sh��pa�Lend�r�he F�.d�fox Escro��t�ms u�.1.�s�Lend�r�va7.�es Bflrro�er's al�lYgati.fln fo gay�i.�e Fun�.s fflr
<br /> any ar a�I Es��ro�v Z�er�s,L�a.der may�rai�re Barra�v�r's ob�xgatian t4�ay��L��.der Funds f���n�ar a7�.Es�r��v Z#ems a�
<br /> an.y�im�,Any s�x�h waiver may�nl�]��x.n.�rri#�n�,Zn t�h�even�of�u�h wai.ver,�orr�wer sha1.��a�dir�cf�y,wh�n and
<br /> �vvhere�ayab�e,�h�amoun-ts d.ue far ax�.�Escxov�r���ms for urh€�h paym�n�of Funds�ia���e�.�raiv��by Lender and,�f
<br /> Lend�r r��u�.resy shal�.f�rn�sh�o�en�er receipts ev.iden.�ing su�c�i�aymex��v�r�i.th�.n such fim�per��d.a�s Y..,�n�er may
<br /> requ7r�.B arrawer's ah�xga�on t�a ma�c�such p�.ymen�s�.�i�o prc��de receip�s sha11 for a.l.I.purposes b e�.�e�n��.t��e a •
<br /> cavenan#and agr�emE.ex�.f�onfiazn�d in this Se�urity Instr�un�n�,as t�i.e p�iras�"�ovenan�and agreemen�"is u��d.zn Se�#��n
<br /> 9.If Barrav�er x��b�Ygaf�d�o pay Escrow�t�ms dire��]y,Pursuanf��a waiver�,�nd�o�ow�r faiis�c�pay�he�.xnoun�due
<br /> far an Es�r��v Itern,Lend�r m�.}��xercise��s righfs un�.er S�ction 3 and pa�r suc�i amou.r��and�QrrQ�,ver sha1X�hen�e
<br /> Qb�igate�d unde�Se�fxvn 9�o rep�a�r�r�L�nde�r az�y�uch amoun�.L�n�der may�-evoke�h��a.i�ver a�s ta any ar aIx EsGrovv �
<br /> Z�em�af.axxy fun�by a nafic�giv�n an.acc�rdance wi�h�e�tian 1.5 and,upon su�h reva�at�an,�arro�nrer�ha��.p�y�Q
<br /> Lender�1 Funds,and.in such amounts,tha�are th�n r�quir�d under this S��#ion 3.
<br /> � �end�r ma�r,a�ax��t�me,call.��and.h�l.�Fun�.s in an amaunt�a3 su�"-�.ci�nf t���zxxu�Lend�r�a a�ply the Funds a�
<br /> the time�peci.f e�d un�.�er�ESPA,an���no�fQ��c�ed�h�maximum.�.xnaux�.�a�.end��-can x�qu�r�under�ESpA.L�nd�r
<br /> shal.��stima�e the amoun�vf Fun�i�due on th�hasis nf curr�n�da�a and r�asonable�stizr�af�s�f�xpendi�ures af fui�.�r�
<br /> Escra�Zt�ms ar o�hez-�rise in a�c�rdanc�v��h Applicab�.e Lav�.
<br /> The�untis s�xall�e h�Id.ua axa xns�i�utz�rn whos�e depaszts ar�insure�by�f�d�ra�agency,z.n.sfrurr�e�.�a.�.ity,ar�x�.��y
<br /> �inc�ud�.ng L�n�er,if Lenc�er-��arz insti�u�.fln�vh��e dep�si�s�.re s��nsured�4r in an�r�ed�ral�om��oan B�nk.�,en�er
<br /> shail ap���th�F�ux�ds�o gay th�Escrflvv Ztems no�.a�er fihan��e�ime sp�ecz�t�under RESPA.L�nder sha].1 not��a�g�:
<br /> Barrflv�►�er for hflI.d�x�g and�.pgl�Ztg�he�'ux�ds,ann�al.�y an�lyzing�h��scrov�acc�un.�,�r��rifying the Escro�Z��rnls,
<br /> unles�Len�er pa�s�orraw�r x.n�er�sf vn th�Fun�d.s�zx�.App�icabl�Law p�xmxf��,en�er�a��n.a,����.�h a�harg�,Unless axi- �
<br /> �.gr�ement is xx�a.d.��n�crri.tixzg gr A�p��i�ah��L��'requ�res i�terest tn be pa�d ox��h�e�`und.s,L��d�r shal�nat b�r�quired ta
<br /> pay B onrower any rnf�res-�a�earnirigs an the Funds.B�rrQwer an.d L�nder can agr�e in wr�.ting,haurever,that int�res�
<br /> sha��b�e paid an the�'unds.Lend�r shall g�.�r��v Borro�vver,wit�xar��char��,an annual.accauzx�ing ofth�Fur��as requ�red
<br /> by�ES�A. �
<br /> Zf t��re xs a surplus of Fun�s��I��n escraw3 a�d��xn�und�r RESFA,Lend�r�h.a����caun��a�arr�w�r for th,�
<br /> �xcess fur�ds�n�cc�rdan�e wi.�h.�.�S�A.�ffhere xs a�hortage�f Funds heXd�n�scraw,as defin�.un�er RE�P.A,Lenci�r
<br /> �ha�l,n��ify Barr��xr�r a�r�qu�red by F.E�PA.,ari�.Borrower sh�.I�pay�o Ler�d�r the aznaunt�.�cess��a ma.i�e up fh�
<br /> s�x�rta.ge in�ccardan�w%t.�a.RE��1�,bu��n�.a rn.�re�han�.�ma�.�hZy�ayments.Zf�here�s a de�czency o��`unds he].��.n
<br /> escrQw,as c�efixr.e�i urr.�.�r RESP�L�nd�r s�al�nv�ify B arr��rer as required by��P.�.,and B orrower shall g3y��L�nder
<br /> fh.�amaunt r���e�sar��o ma�e up the d��.�c�e�.c��n acc�ar�an.�e�th RE��A,��.�xn n�mor�tha.xx�.�month�y payxxxen#s,
<br /> Upon��ymenf i�fui�of�1i sx�.�s secured�y this Securi�r�ns�rumen�,�en�.er shaJ.�.pr�m�fl�r r�fiu�.�.�o B�a�r��rer an�r
<br /> Funds he�d by Len�.�r,
<br /> �VEBRA�KA-Sir�gIe Famii�r Fanni�111[�e�Freddie�l�IJNIFORh�!�NSTRl11�ENT F�rm�4� �I��
<br /> Page4���3 ,
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