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2� 1 ��8748 required by RESPA, and Borrow�r shal� pay to L�nder th�amount�ecessar��o make up �h�def�c�en�y in accordance w�th RESPA, but in na more than �2 manthly pa�men�s. Upon paym�nt in fuil of al� sums s�cured by�h�s Security Instrumen�, Lender shal� prompt�y r�fund to Borro�ex an�Funds held by Lender. 4. Charges: Liens. Borrower sha�t pay all taxe�, assessmen�s, charges, f�nes, and impositzons at�r�buta��o the Praperty whxch can attain priori�y o�er this Secur��y �nstrumen�, �easeho�d payments or gr�und rents on the Property, �f any, and Communi�y Associa�ion Dues, F��s, and A�sess�nen�s, �f any. T� �he ext�nt that these items ar� Escraw �tems, Borrower sha��pay them in the manner pra�ided in Sect��n 3. � Borrnwer shai�pr�mptly discharge any ��en whzch has pri�ri�y o�er�hi� Security Instrumen�un�ess Borra�ver: �a} agrees �n writing to�he payrnent�f the nbligation secured by�he Iien in a manner accep�ab�e tQ Lender, bu�only s� long as Barrawer�s perf�rm�ng such agr��ment; �h} can�es�s the I�en in good faith by, or defends agains�enf�rcement of the li�n in, legal proce�dzngs v�hich in Lender'�ap�n��n aperat�ta prev��t th�enfor��ment of the�zen whi�e those proceed�ngs are pending, bu�only until such pracee�.ing� are cnnc�ud�d; or(c} s�cures fron��he ho�d�r�f the�ien an agreemen�satisfactory ta Lender subardinatzng�he ��en to th�s Security Instrument, I�Lender deterznines that any par�of the Praper�y is subject to a lien which can at�ain prior�ty a��r th�s Security Instrument, Lender ma�r g�we Borr�wer a notic�identifying the Iien. �Vith�n 1�day�of the da�e on whzch that�a�i�e is g�ven, Borrawer sha�� sa��sf�r�he lien or take on�or mare of�he act�ons set f�rth ab�ve�n thzs S��ian 4. L�nder may require Borrawer ta pay a one-tim�charge far a rea� es�ate tax�erificatian andlor rep�r�ing serviCe us�d�y L,�nder in connection w�th th�s Laan. 5. Property �nsurance. B�rro�ver shall keep the i�rnpro��ments narnr e�.zst�ng or hereaft�r erec��d on�h� Property insured against�oss b�r �r�, hazards included with�n�he�er�m "ex�ended c�verage," and any ather hazards inc�ud�ng, �u�not lim�ted to, earthquakes and fioods, f�r�hich Lender requires �nsuran�e. Th�s insuranc�shall be rnaintained �n t�e am�un�s �inc�uding dedu�t�b�e��v�is} and for�he periads that Lender requires. �Vhat Lender r�qu�res pursuant�a the preceding sen�ences�an change during the term flf the Loan. The znsuranc�carr�er providing the insura.nce shall be ch�sen by Borrower subj ec�to L�nder t s right to d��approv�Barro�nr�r's chaic�, wh�ch righ�sha�l no�be exerc�sed unreasonab�y. L�nd�r may require Barrawer�a pay, �n conn�ction with this Laan, ��ther: �a} a ane��me charge for f�ood 2one de�ermination, cer��ficatian and track�ng s�rvz��s; or��} a one-time charge for flaod zon�detez-�minat��n and cer�ification services and suhsequ�n�charg�s each t�me remapp�ngs ar similar chang�� ur which reasonably m�ght affe�:t such determina�ion ar certif�cat�on. Borrnwer shalt alsa be respansible for the pa�ment af any f�es �mposed�y�h� Federa� Emergency Managemen�Agenc�r xn c�nnec��on wi�h the revi�w af any flood zone de�erm�na��on resulting from an ob�ec�ion by Borr�w�r. �f Borrower fails �o ma�nta�n any�f the ca�erag�s described abo�e, Lend�r may obtain insurance co�erage, at Lender's option and BQrr�wer's expens�. Lender is under no ob�igati�n�o purchase an�par�icu�ar�ype or amount of coverage. Th�refore, such caverag�sha�l cover L�nd�r, bu�migh�ar might not prot�ct Barrower, Borrower's equ��y in the Praperty, �r��ae contents�f�he Fr�pert�, aga�n�t any risk, hazard ar liabi�ity and might pro�ide grea�er or l�ss�r coverage than was previ�usl�in effec�. B�rrower ackn�wledges that�he cos� of th�insurance coverage so abtained migh�sign�f�cantly exceed �he cost of insurance�hat Borrower cau�d ha�e�b�ained. An�r amoun�s d�sbursed�y Lend�r under�his Section S shal�became additiana� d�bt of Bnrr�w�r se�ur�d b�this Security��s�rument. These amounts sha��bear interes�at the No�e ra�e from�he date of di�bursemen�and �hall be payab�e, �nr��h such interest, up�n no��ce fr�m.Lender to B�rravver requesting payment. NEBRASKA-Single Family-Fannie MaslFreddie Mac UNIFQRM�NSTRUM�NT Farm 3D28 11�1 VMP[� VMPS�NE}41�p2} Wviters Ki�wer Finaneial Ser�ices Pag�6 af 17