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2� 1 ��8745 <br /> of one percentage paint��.�ZS°/o}. �ubject ta the �irrait� stated in Section 4�D}be��w,this r�unded <br /> amount will be my r�e�� interes�rat� unti 1 the next�hange Date. <br /> The Note Holder will then determine the arnount of the m�n�hly payment that��ould b� suff'icient <br /> ��repay the unpaid princ�pal �hat I am ex�e�ted�o owe�.t the�hange I3ate in fuli nn the maturity <br /> date at my new interest ra�e in subs�antia�l���ual payme�ts. The resu��of th�s calculation wili be <br /> th�nevv amount of my�no�nth ly payrment. <br /> €D} Limits �� Interest Rate ��h�nge�. The int�ree�rdte � �rt�� re�uired to pay at�he firs�Chan�e <br /> I�a��will r���be gre�.�er th�n 5.375°/v or le�s��an Z.�S�°!�. Thereaft��s my in�er�s�ra�e will n�v�r�e <br /> increased ar de�rea��d on at�y s�n�;le�han�e� L7ate by mare th�.n two percentag�point�s)(2.�Q�%} <br /> f'rom th� rat� af�nterest� have been paying f�or the pr����ing 1� m�nths. My in�erest rate will ne�er <br /> be grea��r t��an $.3�S°�o�r less than the N�ar��n. <br /> �E} �ff�cti�e �at� �f Ghang��, �'i_y new i�t�r�st ra��ti�i�l �eeor�e eff�ctiv��n each �ha�g� <br /> D�.t�. I �vill pay the an-�oun�of m� ne���monthly payme�it�e�inn�ng on the f rst monthly payment <br /> date after the�hange I]ate until�he amoun��f m}�� manthly payment�hanges again. <br /> �F} Notic� �f�hang�s. Th�N�te�-�o�der will de��ver ar mail to rr�e a noti�e of any changes in <br /> my interest rate and th�amount�f my monthly payment before the effect��e date of any�hange. <br /> The notice will inelu�e informa�ic�r�required�y law�o b�gi�en to �e and a�sa the title and <br /> telephone nr�mb�r�f a person v���n vv�l� a���v��+�r any Que�tion I m�y h��e regarding the notice. <br /> B. Transfer of the Pra�erty or a Benefi���� Inter�st i� Sorrow�r. <br /> 1.UNTIL��RRC�'�'VER'S I1��TIAi�I�T�'�,��5'T�'�`E �HAN��S UNDER THE TERMS <br /> �TATEI�Il� SE�TI�N t�A��iTE,�J����3RI�I�t3'�ENANT 18�F THE SECURITY <br /> INSTRUM�NT SHALL BE IN�FFE[�T A.S F�L����: <br /> Transfer of th� �roperty �r a Ben�fi�ial �nt�r��t �n Borr�w�r. As used in this Secti�n <br /> 18, `.ln�erest rn the Prop��j�t��„ r��ean s an�� �e�al ��►�•���nef�i�l i nt�rest i n the Pr�perty, in�l ud i r�g, <br /> but nat�imited�u,thos� be��ef�ial �n�er�s�s tran�fer�-�d ir� a hor�d for deed, contract fa�•d�ed, <br /> ins�alimer�t sales contract or���ro�� a��•����nt,t�1� ���t�r�t�f`which is�he�ransfer�f title by <br /> Barrov�er a�a fu�ur�da��t� �purchaser. <br /> I f��1 ar any par���`the Pr-aper��or���}� I����r�s� i��t�����operty i s so id ar transferr�d �or �f <br /> Borrower is not a natural per��t� a��d a�e��efici�l �r�����st ir� �3�rr�wer i� so�d or trar�sf�rr�d) <br /> w�thout Lender's prior�vritt�n �o�sen�, �..�a��.�r r�aay �°��uire in�m��ia�e paymen� in full �f all <br /> sums secured by�this Se�urity ����r�i��en�. ]�c�wever,��i��p�ion ���11 n���e�xercised by Lender <br /> if su�h �x�rcise is prohibited b��pp1�;�a�l�Lav�. <br /> If Lender exer��ses�his c�ption, Len��r�1��.�1 �i�e B���a«er t�ot�c��f ace�ler�.tion. The nc�tice <br /> shall pr�vid�a period of nat ��ss than 30 �a��� from t��dat�tl����tice is�i���n in accor�ance <br /> with Section 15 within wh�ch Borrow��rnust pay all �ur�s se�ured by this Security Instrument. <br /> If Ba�r�wer fails t� pay these su�ns prior to the expir����n of this�er�od, Iaender ma�� invoke any <br /> reme�ie�perm�tted by th is S���rity �ns�r��nent v��ith�ut further r��tic�ar de�r�a��d�n B�rrc�wer. <br /> Hc��-�oa�� �4�3�D���6��5 <br /> Mu�T3STATE A�,;US�AS��F�4��R�DER-"E-Yaar�iaOk Index�Assumabf�after{ni±€a9 P�riad}Sin��e���i�y- Farm 5131 310A <br /> Fre�aie Mac UN�F�ORM I�v5TRL1MENT <br /> VM P� ��I13 <br /> Wolters K{uwer Finar�ciai Servs��s �G16121915.3.�.35a9-J��1b�f21'r' Pa�e 2 vf 4 <br />