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2� 1 ��8745 r deri��e fr�m �or might�e characterized as}a.p�rtion of Borr�w�r's pay�ments for Mortgage �nsurance, i��exc:hange for sh�ring or mo��fyxng the mor��age insure�r's risk, �r redu�ing losses. If su�h agreement pro�ide�that an af�i��ate of Lender takes a share a�th� in�ur�r's risk in exchange for a share of the premiums paid��th� insur�r, the arrangemer��s often termed "capt��e re�nsuranc�." Further: (A}Any su�h agreem�nt�wili not affect the am�ur�ts that]Borrower has agreed to pay for M�r�tgage I�surance,or any oth�r terms�f the Loan. Such agreements vvill not in�rease the amount Barrower wil�owe for Mortgage Insur�►nc�,�nd th�y wili nQt entitle Barrower to any refund. �B}A�y such agreements wi�l not affect the �°igbts B�r�°ow�r has-if any-with r�sp��t to the �Iortga�e Insu�anc� under th�H�me�wners P�otect�� A►.ct of 1�98�r any other l�w.These right5 may�nc�u�e th� ri�ht t� reee��e certain �iscl�s�res�to request and �btain can�ellation �f th��Ia�tga�e�ns�rance,to ha��the Mort�;age Insuran�e t�rrninate� automatical�y,andl�r tv �ecei�e a r�fu�nd of any Martgage Insuranc+�premiums that were unearr�ed at the time of such can�eil�tion or termir�ation. '11. Assignment vf �isGeli�ne�us Prc�c�ed�; For�e�ture. Al� �v�.isc�i�aneaus Pro�e�ds are hereby assigned to�nd shal�be paid t�Lend�r. If th� Froperty is damaged, su�h M�scel�aneous Pr�c��ds sh�l1 he app�i�d ta r�storation+�r repair of the Proper-t�, if�he restaration or repa�r is�c�r��m��.��y f�a5ibie and L�nder's security is no� lessened. During suc�� repair and res�orati�n peri�d, Ler�d�r�ha�� ha�e the r��ht��h�ld such M��Gellaneaus Proc��ds unti� L�nd�r has had an �ppa�-tu��ity�a inspec�s�.�ch Prop�r�y�to en�ure the wo�k has been corr�ple��d to L�nder's sa��sfaction, pro�ided that su�h inspection shall b� under�aken pramptly. Lender may pay for the repairs ar�d restar��i�n i� a si�gle disburs�m�nt or in a serie�of progr�ss payments as the work is�omp�eted. Un�ess an agreement �s made �n �vr��i��or Applicab�e Law requires inter�st t� be paid�n �uch Miscellane�us Pr�ceeds, L�nder�ha�� not�e req��ir�d to pay BarravWer any interest or earnin �on such Miscellaneous pr��eds. If th� restaration or repair �s t�ot economically feasi�le ar � Lender's securi�y would be les�ened,the Mis�eilan�ous Proceeds sha�l b� applied ta the sums secured by t�is Sec�ri�y �nstrument, whether ar not�hen due,with tl��xcess, if any,paid ta Borravver. Such �Vi is�ellaneous Pro�eeds shall��applied in the c�rder pro�ided for rn Sectian Z. In the e�ent of�.total taking, destruction, or loss �� value of the Property,the Miscel�an�ous Proceeds sh�.l� be apptied t�the sum� se�ur�d by this Security Instru�nen�, whether or not then due, w�th the �xcess, if any, paid�o Borrawer. In the�vent of a partia� tak�ng, destruction, �r�oss in value of th� Prc�p�rty �n which th�fair mark�t value of the Property immediate�y before�he�artial�ak�ng, �es�ru�tion, ar loss in �atue is equa� �o or greater than the�m�ut�t of the sums se�ured by this �ecurrty �nstrument immediately befare�he partial taking, destructi�n, �r loss in vYalu�, unless I3arrower and Lender�therw�se agree in writing, the sums se�ured by�his �ecurity Instrum�n�shall be rec�uced by the amount of the Misc�llaneous Praceeds multiplie�h�the fa��owing frac�ic�n: �a�th�t�t�l arnou�t of t��e sums secured imr�ed�a�ely before the partial�aking, destrt�cti�n, or loss in ��a�ue di�id�d�y�b}�he fair market�aiue of the Property immediate�y befare the partiai�akin�, destruct�c��, or loss �r� �alue. Any balance shall be paid ta Barrow�r. Hc��-�a��s Z��32n0��62�3 NEBRASKA-5ingie Family-Fannie MaelFr�ddie f`W9��IJN;�DRN!INSTRUMEfVT �vrm 3�28 1101 VM P� D4116 V�lnite�s Kiu�rer Finan�i�i Services 201612��1�.3.2.3509-J��16C�7Z1Y Page 1�vf 17 � i�