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2� 1 ��8727 <br /> requir��b�RESPA, and B�rraw�r sha��pay t�Lender the amaunt nec�s�ary ta ma��up�he de�ciency in <br /> accordance with RESPA, but�n no mare�han 12 m�nthly paym�n�s, <br /> Upon pa�ment in fu�� of a�l sums secured�y�his Securi�y�nstrument, Lender shal�pro�np��y r�f�nd�o <br /> Borr�wer any Funds he�d by Lender. <br /> 4. �harges: L�ens. Borrower sha��pay a�.� tax�s, assessm�nts, �harges, f�nes, and�mpos�t�ons at�ribu�able ta <br /> the Proper�y which can a�ta�n pr�ar�t�r av�r�h�s Se�ur�ty�ns�runlent, ZeasehaXd pay�rnen��ar graund ren�s an <br /> the Proper��, �f any, and�ommunzt� Asso��atz�n Dues, F�es, and Ass�ssments, �f any. To the e�ten�that <br /> �hese x�ems are Escrow Items, Borraw�r s�al.l pay them.in t�e nlanner pr�vided in��ction 3. <br />. Borrawer sha��pramp�ly discharg�an�r ��en�vh��h ha�pr�or�ty�ver�h�s Security �ns�rumen�un��ss <br /> B�rrawer: �a� agrees in writing to the payn��n�of the�b��ga��on secure�.b�th��ien��a ma�xaer acceptable <br /> �o Lender, but on�y so �ang as Borro�v�r i�pe�rfor�n7ing such a�re�men�; �b} contes�s�he l�en�n good fa�th by, <br /> ar defends agains�enforc�ment of th�l�en�n, legal proceedings wh�ch in Lend�r's opin�on aperate�a prevent <br /> the enfor�ement of the��en while thos�praCe�dings are pending, �u�only untii such pr�ceedings are <br /> conc�uded; or�c} secures fr�m�he holder nf th��ien a.ra agreem�n�sat�sfact�ry�o Lender subordinating the <br /> �ien to this Securi�� �nstru�ment. �f Lender de��rmin�s�ha�any par�of�he Propert�r is subject to a�ien vvhich <br /> can at�ain prior�ty aver this S�curity �n�trumen�, Lender may g�ve Barrower a not�c�identifying th�lien. <br /> ���h�n ��days of�he date on�vhich that n�t�ce �s gzven, Borrower sha�� satisfy�he l�en or take one�r mar� <br /> of t�e act��ns set for�h ab�ve in��Zi�Se��ian 4. <br /> Lender may requ�re Borrower tQ pay a one�tirne charge for a rea� �s�ate tax verification ar�dlor repart�ng <br /> service used by�ender�n��rinection�i�h�his L�an. <br /> 5. Praperty �n�urance. Borrower sha��keep the improvements n�w e�isting or hereaf�er�rected on the <br /> Pr�perty �nsur�d against�oss by�r�, hazards inc�uded vvi�hxn the�er�m "extended coverage," and any�ther <br /> �a�ard� �n��u�xng, bu�no��imuited to, ear�hqua.�es and f�o�ds, far wh�ch Lender requires insuran��. Th�s <br /> insurance shai�be maintain��in���amounts �inc�ud�ng deductib�e Ie���s} and for��peri�ds that Lender <br /> r��uires, W��t���d�z z�����r�s purs�a�nt t�the pr�c�d�ng s��t�n��s�a�n�h��g�dux�n����t�x�af�h�L,o�n. <br /> Th�insuran�e carrier provxd�ng the�nsura.nce sha1�be ch�sen��r Barro�ver subject�o Lender's r�ght to <br /> disapprove Borrower's ch�ice, vvh��h r�gh�sha�� ��t��exerc�sed unreasonab�y. Lender may require <br /> Borro�ver�o pay, in cannectian wit�th�s Loan, e��her: �a} a�ne-time charge for flaod zon�determina��on, <br /> cer��f�cation and tracking services; or�b� a one-�ime charge for f�ood zane determina�ian and cer�i�cati�n <br /> ser�i��s arad subsequent charges each time remappings ar sim�Iar chang�s occur which reasona��y might <br /> aff���such��term�na�ion or cer�i�cati�n. Borrawer sha�� also be responsible for�he pa�men�of any fe�s <br /> �nzpns�d by the Federa� Emergen��Managem�n�Agency in�ann�c�ion�vith the re�ievv of any f�o�d zone <br /> d��erm�inat�on resulting from an a�jection by Borr�wer. <br /> If Borrower fa��s to maintain any af the c�verages described above, Lender m�ay o�tain insurance co�rerage, <br /> at L�nder's�pt��n and Borr�wer's expense. Lender is under no�bliga�ion�o purchase any par��cu�ar type or <br /> amount�f coverage. Therefflre, �uch coverage shall c�ver L�nder, but might ar might not pro�ect Barrovver, <br /> Borr�vver's�quity�n th�Pr�perty, �r the con�ents of the Praper�y, against an� risk, hazard or��a��ii�y a.r�d <br /> might pr�v�de great�r or��sser coverag�than vvas prev�ously in�ffect, Borr�vver ackn�wledg�s�hat the c�s� <br /> of�he insuranc�cov�rage so a��ained m�ght s�gni�can�ly exceed the�os��f insurance�hat Borrov�er cauld <br /> ha�e ab�ai�aed. An�r amounts dis�ursed b� Lend�r under this Sectian 5 shall bec�me addi�iana� debt af <br /> Borrower se�ure�by th�s Secur�ty Instrumen�. These amoun�s shall bear interest a��he No�e ra��fr�m the <br /> dat�of d�sbursemen�and shall be pa�abie, wi�h su�h interest, upon notice fr�m Lender�o Borrawer � <br /> requ�sting payment. <br /> NEBRASiCA-5ingle Fami}y-Fanr�ie Mael�reddie Mac UN�F�RM INSTRUMENT Farrn 30�8�lfl� <br /> VMP p VMPfi�NE)�1302} <br /> Wvi�ers Kiuwer�inancia�5er�ices Page 6 of�7 <br />