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2� 1 ��87�4 opinion op�rate to pre�ent the enf�rcement�f the lien vvhile those praceedings are pending,but only until such proceedings ar�concluded;or(c� secures fram�he holder of the�ien an agreement satisfa�tory to Lender subordinating the lien to this Se�urity Instrument. If Lender determin�s that any part of the Property is subject to a lien which can attain pr�ority o�er this Se�urity Instrument, Lender may gi�e Borrower a notice identifying the lien. Wi�h�n 10 days of the date on which that notice is gi�en,Borrower shall sati�fy the lien or take one or mare af the actions set fvrth above in this Section 4. Lender may require Borrower to pay a one-time charge for a real estat�ta��erifcation andlor repor�ing serv�ce used by Lender in conne�tion with this Loan. 5. P ra pe rty �ns u ra rt ce. Borrawer shall keep the improvements now exi sting or hereafter erect�d �n the Property insured against loss by fire,hazards included within the t�rm "extended eove�age," an�any�ther hazards includin�,but nat l�mited ta, earthquakes and floods,for whi�h Lend�r requires insurar�ce. This insurance shall be maintained in the amounts�ineluding deductible le�els}and for the periods that Lender requires. �Vhat Lender requires pursuant to the preeedir�g sentences can �hange during the term of the Loar�. The insurance�arrier praviding the insurance shall�e chosen by B�rrower subject to Lend�r's right to disappra�e Borrower's choice,which right sha�l not�e exercised unreasonab�y. Lender may requir�Borrawer to pay, in connection w�th this Loan, either: (a)a ane- t�me charge f�r flond zane determ�nation,certification and tracking ser�ices;or�b�a one-time charge f�r flood zone determinatian and certification ser�ices and subsequent char�es each time remappings or similar chang��oc�ur wh�ch reasonably m�ght a��t such det�rmination or certification. Borro�ver sha11 also h�responsible for the payment of any fe�s imposed by the Federal Emergency Management Agency �in connecti�n with the review of any flaod zone determinatian resulting from an�bjection by Borrower. If Borrower fails to mainta.in any of the ca�erages described ab�ve,Lender may abtain in�urance coverage,at Lender's option and Borrovver's expense. Lender is under no obligatian ta purchase any �articul�.r type or am�unt af coverage.Therefore,such coverage shall co�er Lender,but might or might not protect Borrawer,Borrower's equity in the Praperty, or the cont�nts af the Property, against any risk,hazard or liability and might pro�ide greater or lesser ca�erage than was pre�ious�y in effect. Borrower acknow�edges that the cost of the insurance co�erage so ohtained might signifcant�y�xceed the cost of insurance that Borrawer could ha�e obta.ined. Any amounts disbursed by Lender under this S�ction 5 �ha�l b�come addit�onal debt of Borrow�r secured hy this Security Instrument. Thes� amaunts shall bear interest at the Note rate from the date of disbursement and shall he payable,with such interest,upvn notice from Lender to Borrower requesting payment. Al�insurance policies required by Lender and rer��wals of su�h polic�es shall be suhject t�Lender's right t�disappro�e such palicies, shall include a standaxd martgage clause, and shall name Lender as mortgagee andlor as an additianal loss payee. Lender shal�have the right to ho�d the policies and renewal certificat�s. If L�nder requires,Borrower shall prompt�y give to Lender a�l receipts af paid premiums and renewal notices. If Borrower vbtains any form of insurance coverage,nnt�therwise requ�red hy Lender, for da.mage to,or destruction of,the Property, such policy shall include a standard martgage clause and shall name Lender as morCgag�e andlor as an additional loss payee. In the event af loss,Borrower shall�i�e prompt notice to the�nsurance carrier ar�d Lender. Lender may mak�praof of loss if not made promptly by Borrower.Unless Lender and Borrvwer otherwise agree in writing, any insurance pro�eeds,whether or not the underlying insurance was required by Lender, shall be applied to restoratian or repair of the Pro�erty, if the restoration or repa�r is 23aoa2v�as NEBRASKA-Smgle Family-Fannie MaefFreddie Mac UNIFORM INSTRIJMENT Farm 3�281I�1 VMP� Ofi12�1 fi Walters Kluwer Financ�al Sern�es 2d15129 21 fi 2�3885-J��160T�DY Page fi of 16