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24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this Security Instrument and in any rider(s) executed by Borrower and recorded with it. C'aRY/'I' KRIDER ate STATE OF NEBRASKA COUNTY OF HALL The foregoing instrument was acknowledged by CORY P KREIDER, before me on December 20, 2016. In witness whereof, I hereunto set my hand and, if applicable, my offic' seal. My commission expires: Turin 19, ?1)19 (Official S 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. GENERAL NOTARY • State of Nebraska SARAH M. WILES My Comm. Exp. June 19, 2019 NEBRASKA - Single Family - Fannie Mae/Freddie Mm UNIFORM INSTRUMENT ® 2004 -2016 Compliance Systems, Inc. 2b87c0e1- 752fdd5e - 2016.291.0.3 Single Family Real Estate - Security Instrument DL2047 INDIVIDUAL ACKNOWLEDGMENT LOAN ORIGINATOR COMPANY NAME: Bank of the West, a California state banking corp. NMLS COMPANY IDENTIFIER: 19116 LOAN ORIGINATOR NAME: Kodey Kerkman NMLS ORIGINATOR IDENTIFIER: 877964 201608639 Form 3029 1101 Page 14 of 14 www.compliancesystems.com I 1. 11 j p II III IU I�Ift I�UIIIUIUUIIU IUUI II�Ul�I�� I I �J�I�III��IIUUI IIIN!