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THIS INSTRUMENT PREPARED BY: Lisa Logan Bank of the West, a California state banking corp. 13505 California St Omaha, NE 68154 LOAN NUMBER: 8801941223 MIN: 100104088019412236 73 ft rn C1 Z 7C n'1a LA [ X o (Space Above This Line For Recording Data) DEED OF TRUST L14-- AFTER RECORDING RETURN TO: NE- BBP -LL -P Bank of the West Post Closing 13505 California St. Omaha, NE 68154 DEFINITIONS. Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated December 20, 2016, together with all Riders to this document. (B) "Borrower" is CORY P KREIDER, A SINGLE PERSON, whose address is 2020 W 1ST ST, GRAND ISLAND, Nebraska 68803, who is /are the trustor(s) under this Security Instrument. (C) "Lender" is Bank of the West, a California state banking corp.. Lender is a Bank organized and existing under the laws of the State of California. Lender's address is 13505 California St, NE- BBP -LL -P, Omaha, Nebraska 68154 . (D) "Trustee" is Bank of the West, a California state banking corp.. (E) "MERS" is the Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 48501 -2026, tel. (888)679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated December 20, 2016. The Note states that Borrower owes Lender One Hundred Forty-five Thousand Two Hundred Fifty-five and 00 /100 Dollars (U.S. $145,255.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2047. (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA . Single Family - Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 1020 I/01 ® 2004 -2016 Compliance Systems, Inc. 2b87c0e1- 752fdd5e - 2016.291.0.3 Single Family Real Estate - Security Instrument DL2047 Page 1 of 14 " www.compliancesystems.com IIN I I I 1,1 I I I I l II VIII I I I N II I NIA 1111111 I III 1111111111j,11I I NII lII I 111 11 I III 11� NII n l 111 IN 1.11111111111 11,1 e D 4 7 8 8 0 1 9 4 1 2 2 3 1 9 1 6 0 9 1 L O G A N L 3 0