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2� 1 ��8552 <br /> �C3 "Lender" is Hom� Federa� Sa�i ngs and Laan Assn of Grand I sl ar�d <br /> Lender is a Sa�i ngs and Loan <br /> flrgan�zed and existing und�r�he�aws of Th� St�t� of N�braska . <br /> Lender's address is 2�1 South �o�ust St Grar�d I s1�nd NE C�801 <br /> L�nder�s the benefic�ary under�his Se�uri�y Instrumen�. <br /> �D} "Truste�" �s Ar�nd R Baack, Attorn�y <br /> �Ej "Note" m�ans �he promissor�r note signed by Borrower and dat�d �3ecembe� l�, �01� . Th�N��e <br /> states �hat Borrfl�ver ov�es Lender T�n10 H�N�RE❑ FORTY SEIf E� T�U�AND S I� ��i�DRED <br /> AND aD11�� <br /> Do�lars �U.S. $247,64D.00 �plus int�res�. Borrovver has pr�m�sed to pay th�s debt in regu�ar <br /> P�riod�c Payments and ta pay the d�bt in fu�� not�ater than J a nu a ry 1, 2 D47 . <br /> �F� "Prvperty" means �he prflper�y tha��s described bel�w und�r�h�head�ng "Transfer of Rights in�he <br /> Proper�y," <br /> 4�} TT�oan" means the d�bt e��denc�d by�.�Note, p�us inter�st, any prepayment charg�s and late charg�s due <br /> under�.he Na�e, and a�� sums due under this�e�ur�ty �nstrum.ent, p�us in�erest. <br /> 4 H j "F�iders" means a.�� Riders t�this Security �nstrunlen��hat are e�.ecu�ed by Borra�ver. The fallowing R�ders <br /> are to b�execu�ed by Bnrrower �che�k box as appl�ca����: <br /> [�]Adjustable Rate Rider 0 �ondorn�nium Rider 0 S�cond Hame Rider <br /> 0 Bailoon R�der 0 Pianneci Un�t Deve�apmen�R�d�r 0 ��4 Fam��y Rider <br /> 0 VA Rid�r � Biweek�y Paymen�Rider � �th�r�s} �specify� <br /> {I� "Applicable Law" means a��Cantro���ng app�ica��e federa�, sta�e and I�ca�. statutes, regu�a�ions, ardinance� <br /> ar�d adm�nis�ra�ive ru�es and�rd�rs �that ha�e�he effect af�a�} as�uell as a�� app�i�ab�e�na1, non-appealabl� <br /> judi�ia��pinians. <br /> �J� "Cornmunity Assac�atian Dues, Fees, and Assessments" m�.eans all dues, fees, ass�ssmen�� and a�h�r <br /> charg�s that are imposed�n Borr�v�er or the Pr�per�y by a con�om.�n�um association, homeowners <br /> asso�iation or s�milar organ��a�ion. <br /> �K} "E�ectr�n�c Funds Transf er" mean�any transf�r af funds, other than a transaction or�gina��d b�r check, <br /> draft, or s�mi�ar paper�nstrumen�, whi�h is init�a�ed thraugh an�Iectronic terminai, �e�ephflnic�ns�rument, <br /> compu�er, �r magnetic tap��o as �o order, �nstruct, or authariz�a��nan�ia� institution�o deb��or credi�an <br /> accoun�. 5uch term inc�udes, bu� �s not limited to, p�in�-af sa��transfers, au�omated tel�er machine <br /> �ransa��ians, �ransf�rs inxt�at��by�e�ephone, wire transfer5, an�automated c�earinghous��ransfers. <br /> 4L� "Escro►►v Items" means those i��ms that are descr���d �n Secti�n 3. <br /> tM� "Miscellaneous Pr�ceeds" means any campensatian, set��ement, award of damages, or proGeeds paid�y <br /> an� third party �other�han insurance pr�c�eds paid under the co�erag�s described in Sect�on 5� far: �x} <br /> darnage�o, �r des�ructian of, the Proper�y; �ii}condemnat�on or o�her taking of a�i �r any part of the <br /> Praper�y; �ii�}�onveyance in lieu of condemna��nn; nr�iv} rnisrepresentatx�ns�f, or omissions as �o, the <br /> value andlor candi�ion�f�he Px� er� . <br /> NEBRASKA-5ingle�arr�iiy-Fannie MaelFreddie Mac UNIF�RM INSTRUMENT Form 3028 91�1 <br /> VMP[�} VMPfi�NE)(13�2) <br /> Walters Kluwer Fina�c{a!5ervices Page 2 of 17 <br />