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2� 1 ��8552 <br /> A��U�T`ABL� RAT`�. �I��.R <br /> T'H�� ADJUSTASLE RATE RIDER �s mad� this 13th day af �e�ember, 2�1� , <br /> and is inco�p��ated inta and sha�! be deemed to amen�i and suppler�nent the Mortgage, De�d <br /> vf Trust, or Secur�ty Deed �the "�ecurity �nstrument"� of the �ar�n� date gi�en �y tt�e <br /> undersigned �the "Borrower"} ta secure B0�'1"�We�'�5 Adjustak��e ����e N�te tthe "Note"} to <br /> H�me Federa� Sa�ings and Lvan Assn �f �rapd Island <br /> {the "Lend�r"� of the same date and caWe�ing the Property descr�bed �n the Security <br /> �nstrument and located at: 4123 Texas Ave <br /> Grand I sl and, NE 688�3 <br /> [Praperty Address] <br /> TH�S N�TE C�NTAiNS PROVIS[UNS ALLDWING F�R G�ANGES IN MY <br /> INTEREST RATE AND MY M�NTHLY PAYMENT. INC�EASES �N THE <br /> INTEREST RATE VII�LL RESULT tN HIGHER PAYMENTS. DE�R�ASES IN THE <br /> �NTEREST RATE 1N1LL RESULT IN L�]�11�� P'�►1C��IVT`�. <br /> ADDiTi�NAL C�VENANTS. �n add�tian to the cv�enants an� ��reements made in the <br /> Security lnstrument, Bo�rawer and Lender further c��enant and agre� �s fallows: <br /> A. �NTEREST RATE AND Mt3NTHLY PAYMENT �HANGES <br /> The Nvte proWides f�r an in�tia� inter�st rate af 4.7�D °/o. The Not� p�o��d�s <br /> for changes in the interest rate and the mvnthly payments, as folloWs: <br /> 4. INTEREST RATE AND M[]NTF�LY PAYMENT CHANGES <br /> �A� �hange Dates <br /> Th� interest rate 1 wil� pay may cnange on the l�t day of .��nuary ��2� , <br /> and on that day e�ery 1�th month thereaft�r. Each dat�c�� whi�h my �nter�st rate <br /> could change is called a "�nange Date." <br /> ML�LT�STATE ►4DJUSTABLE RATE RIDER - S�ng�e Fam�fy <br /> �-�9�R ��51�} � � <br /> Page � of 5 1 nitia�s: �;�` <br /> VMP Mortgage Salutions nc. <br /> t8��}52�-729� <br />