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2� 1 ��8481 under�his Security Instrument unless Lender agrees ta such release in writing. The c��enants and agreements af�his Securi�y Instrument shail bind�ex�ept as pro��ded in Section 2�}and benefit the successors and assigns of Lender. 14. Loan�harges. Lender may charge Borrower fees for ser�ices performed in connecti�n with Borrower's default, for the purpose of protecting Lender's interest in the Property and righ�s under this Se�urity Instrument, including, but not limited�o, attorneys' fees, property inspecti�n and�a�uation fees. In regard�v any ather fees,the absence of express authority in this Security Instrument ta charge a specific fee to Barrower shall not be construed as a prohibi�ian vn the charging of such fee. Lender may not charge fees that are expressly prohibited by th�s Securi�y Instrument or by Applicahle Law. If the Laan�s subj e�t to a law which sets maximum loan charges, and that law is f nall� interpret�d so that the interest or other Ioan charges co��ected or to be coile�ted �n connection with the Loan exceed the permitted�im�ts, then: �a}any such Ioan charge shall be reduced by the amaunt necessary to reduce the charge to the permitted limit; and�b}any sums aiready cai�ec�ed fram Barrower which exceeded permitted limits will be refunded ta Borrawer, Lender may choose to make this refund by reducing the principa�awed unde�the Note or by making a direct payment to B�rr�wer. If a refund reduces principal, the reduction wil� be treated as a partral prepayrnent without any prepayment charge�whether ar not a prepayment charge is pro�ided for under the Note}. Borrower's accep�ance of any such refund made by direct payment to Borrawer will constitute a wai��r af any right of action Borrower might have arising out of such a�ercharge. 1S. Notices. AlI notices given by Borrawer or Lender in connec�ion with this Security Instrument must be in writing. Any notice�o Borrowe�in conr�ection with�h�s Security Instrument shall be deemed to ha�e been given ta Borrower when mailed by frst class mail or vWhen actually deli�ered to Borrower's notice address if sent by other rneans. No�ice ta any one Barrower shall constitute notice to a11 Barrowers unless Applicable Law expressly re�uires o�herwise. Th� natice address shall be the Property A�dress unless Borrower has designated a substitute notice address by notice�o Lender. Borrower sha�l pr�mptty natify Lender of Borrower's change of address. If Ler�der specifies a procedure for rep�rting Borrower's change of address,then Borrawer shall onty r�port a change of addr�ss through that specified pracedure. There may b�only ane designated notice address under this Security Instrument at any one time. Any na�ice to Lender shall be gi�ren by d�li�ering it or by maiting i�by first class mail to Lender's address stated herein unless Lender has designa�ed annther address by notice to Borrower, Any notice in conne��ion vWith this Security Tnstrument shall nat be deem�d to have been given to Lender until actual�y recei�ed by Lender. Tf any notic� required by this Security Instrument is also required under Applicable Law, the Applicable Law requirem�nt will satisfy the corresponding reyuirement under this Security�ns�rument. 16. Go�erning Law; Se�erability; Rules nf Construction. This Security Instrument shall he gaverned by federa� law and the law af the�urisdictian in which the Property is lacated. Al�rights and obligations cantained in this Security Instrumen�are subject to any reyuirements and lim��ations of Applicahle Law. Applicable Law might explicitly or implicitly allow the parties to agree by contrac�ar it m�gh� be silent, hut such silen�e shal� not be construed as a prohibition against agreement by con�ract. In the event�hat any pro�ision or clause of this Security Ins�rument or the Note conflicts with Applicable Law, such cnnflict shall not affect other pro�isions of this Security It�strument or the Nate which can be given effect withaut the eonflicting pro�isian. As used in this Security Instrument: �a}wards of th�mascu�ine gender shall mean and include corresponding neuter�ords ar words of the feminine gender; �b}words in the singular shall mean and include the p�ural and�ice �ersa; and�c}the wvrd "may" gives so�e discretion without any obliga�ion to take any action. 17. Borrower's Copy. Borrower shall be gi�en one copy of the Note and�f this Security Instrument. 18. Transfer of fhe Praperty or a Beneficial Interest in Borrower. As used�n this Section 1$, "Interest in the Property" means any legal or beneficial interes� in the Property, inc�uding, but not limit�d ta, those beneficia� interests transferred in a bond for deed, contract for deed, installment sales contract ar escr�w agreement,the intent of which is the transfer of title by Borrower at a future date to a purchaser. If a�i or any part of�h�Property ar any Interest in the Property is sold or transf�rred�ar if Borrower is nat a natural persan and a�eneficial interest in Borrower �s sold or transferred}withaut Lender's priar written cansent, Lender may require immediate paymen�in ful�of ali sums s�cured by this Security Instrument. Howe�er,this option sha�I not be exercised by Lender if such�xercise is prohibited by App�icable Law. NEBRASKA--Singfe Family--Fannie MaelFreddie 1Ula� LINIF�RM 1NSTRUMENT� MERS Doc�agf� Fonn 3��8 �1�� Page �� of 15 www.do�magi�.�om . �