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� — <br />ol <br />�Y. <br />Return To: <br />Home Federal Savings and <br />221 S Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Sarah Kosch <br />221 S Locust St <br />Grand Island, NE 68801 <br />Definitions <br />Deed of Trust <br />(B) "Borrower" is Kash K Kal kowski , A Single Person <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP O <br />Wolters Kluwer Financial Services <br />Loan Assn of Grand Island <br />7 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 16, 2016 , together with all <br />Riders to this document. <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 1 of 17 <br />•V <br />{�1 <br />CD <br />CD <br />CO <br />s <br />